SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 22, 2003
SUMMIT FINANCIAL CORPORATION
----------------------------
(Exact name of registrant as specified in its charter)
South Carolina 000-000-19235 57-0892056
- --------------- ------------- ----------
(State or other jurisdiction (Commission file number) (IRS
of incorporation) Employer
Number)
937 No. Pleasantburg Dr., Greenville, South Carolina 29609
-----------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
864-242-2265
------------
Registrant's telephone number, including area code
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
- --------------------------------------------------------------------------------
(c) Exhibits.
99.1 - Summit Financial Corporation Press Release dated April 22, 2003
containing unaudited financial information and accompanying discussion for the
quarter ended March 31, 2003.
ITEM 9. REGULATION FD DISCLOSURE
- ------------------------------------
THE FOLLOWING INFORMATION IS BEING FURNISHED UNDER THIS ITEM 9 IN
SATISFACTION OF ITEM 12 - RESULTS OF OPERATIONS AND FINANCIAL CONDITION: On
April 22, 2003, Summit Financial Corporation issued a news release announcing
its financial results for the first quarter ended March 31, 2003 (the "News
Release"). The News Release is attached as Exhibit 99.1 to this report and is
incorporated into Item 12 by reference.
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
- -------------------------------------------------------------
See Item 9 per SEC Release 33-8216 dated March 27, 2003.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SUMMIT FINANCIAL CORPORATION
By: s/ J. Randolph Potter
------------------------
J. Randolph Potter,
President and Chief Executive Officer
Dated: April 22, 2003
Exhibit Index
Exhibit No. Description
99.1 Press Release of the Company dated April 23, 2003.