UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): January 26, 2006


                      THE READER'S DIGEST ASSOCIATION, INC.
             (Exact name of registrant as specified in its charter)


         Delaware                          1-10434             13-1726769
 (State or other jurisdiction of      (Commission File      (I.R.S. Employer
  incorporation or organization)           Number)       Identification Number)


               Pleasantville, New York              10570-7000
     (Address of principal executive offices)       (Zip Code)


              Registrant's telephone number, including area code:
                                (914) 238-1000

Check the appropriate box below if the Form 8-K is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:

[ ] Written communication pursuant to Rule 425 under the Securities Act (17
    CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14a-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))



                                                          Page 1 of 41 pages.







SECTION 2. FINANCIAL INFORMATION

ITEM 2.02. Results of Operations and Financial Condition.

      Furnished herewith are the following:

      Exhibit
      Number              Description

      99.1     The Reader's Digest Association, Inc.'s news
               release, issued on January 26, 2006, relating to
               earnings.

      99.2     Remarks delivered by Eric W. Schrier, President and
               Chief Executive Officer, to analysts and investors
               on January 26, 2006.

      99.3     Remarks delivered by Michael S. Geltzeiler, Senior
               Vice President and Chief Financial Officer, to
               analysts and investors on January 26, 2006.

SECTION 7. REGULATION FD

ITEM 7.01. Regulation FD Disclosure.

      Furnished herewith are the following:

      Exhibit
      Number              Description

      99.1     The Reader's Digest Association, Inc.'s news
               release, issued on January 26, 2006, relating to
               earnings.

      99.2     Remarks delivered by Eric W. Schrier, President and
               Chief Executive Officer, to analysts and investors
               on January 26, 2006.

      99.3     Remarks delivered by Michael S. Geltzeiler, Senior
               Vice President and Chief Financial Officer, to
               analysts and investors on January 26, 2006.


SECTION 9. FINANCIAL STATEMENTS AND EXHIBITS

ITEM 9.01  Financial Statements and Exhibits.

(c)   Exhibits

           Furnished herewith are the following:

      Exhibit
      Number              Description

      99.1     The Reader's Digest Association, Inc.'s news
               release, issued on January 26, 2006, relating to
               earnings.

      99.2     Remarks delivered by Eric W. Schrier, President and
               Chief Executive Officer, to analysts and investors
               on January 26, 2006.

      99.3     Remarks delivered by Michael S. Geltzeiler, Senior
               Vice President and Chief Financial Officer, to
               analysts and investors on January 26, 2006.










                                  SIGNATURES

           Pursuant  to the  requirements  of the  Securities  Exchange  Act of
1934,  the  registrant  has duly  caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.


                            THE READER'S DIGEST ASSOCIATION, INC.
                                               (Registrant)


Date:  January 26, 2006
                                    /s/   MICHAEL S. GELTZEILER
                                           Michael S. Geltzeiler
                                         Senior Vice President and
                                          Chief Financial Officer







                                 EXHIBIT INDEX



      Exhibit
      Number              Description

      99.1     The Reader's Digest Association, Inc.'s news
               release, issued on January 26, 2006, relating to
               earnings.

      99.2     Remarks delivered by Eric W. Schrier, President and
               Chief Executive Officer, to analysts and investors
               on January 26, 2006.

      99.3     Remarks delivered by Michael S. Geltzeiler, Senior
               Vice President and Chief Financial Officer, to
               analysts and investors on January 26, 2006.