<ARTICLE> 9
       
                                              
<PERIOD-TYPE>                                    9-MOS
<FISCAL-YEAR-END>                                       DEC-31-1997
<PERIOD-END>                                            SEP-30-1997
<CASH>                                                      303,724
<INT-BEARING-DEPOSITS>                                       15,114
<FED-FUNDS-SOLD>                                              7,774
<TRADING-ASSETS>                                                  0
<INVESTMENTS-HELD-FOR-SALE>                               1,460,930
<INVESTMENTS-CARRYING>                                      232,417
<INVESTMENTS-MARKET>                                        233,938
<LOANS>                                                   4,511,074
<ALLOWANCE>                                                  62,282
<TOTAL-ASSETS>                                            6,891,281
<DEPOSITS>                                                5,209,836
<SHORT-TERM>                                                732,013
<LIABILITIES-OTHER>                                          81,993
<LONG-TERM>                                                 337,975
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                    190,083
<OTHER-SE>                                                  339,381
<TOTAL-LIABILITIES-AND-EQUITY>                            6,891,281
<INTEREST-LOAN>                                             298,163
<INTEREST-INVEST>                                            78,519
<INTEREST-OTHER>                                              1,271
<INTEREST-TOTAL>                                            377,953
<INTEREST-DEPOSIT>                                          134,719
<INTEREST-EXPENSE>                                          181,143
<INTEREST-INCOME-NET>                                       196,810
<LOAN-LOSSES>                                                 9,569
<SECURITIES-GAINS>                                               35
<EXPENSE-OTHER>                                             179,197
<INCOME-PRETAX>                                              91,148
<INCOME-PRE-EXTRAORDINARY>                                   91,148
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                 59,554
<EPS-PRIMARY>                                                  2.26
<EPS-DILUTED>                                                  2.26
<YIELD-ACTUAL>                                                 4.52
<LOANS-NON>                                                  23,390
<LOANS-PAST>                                                 10,887
<LOANS-TROUBLED>                                                  0
<LOANS-PROBLEM>                                              12,500
<ALLOWANCE-OPEN>                                             58,715
<CHARGE-OFFS>                                                10,527
<RECOVERIES>                                                  2,115
<ALLOWANCE-CLOSE>                                            62,282
<ALLOWANCE-DOMESTIC>                                         62,282
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                      15,383