<ARTICLE>                     9
       
                                              
<PERIOD-TYPE>                                     3-MOS
<FISCAL-YEAR-END>                                             DEC-31-1998
<PERIOD-END>                                                  MAR-31-1998
<CASH>                                                            259,237
<INT-BEARING-DEPOSITS>                                             20,295
<FED-FUNDS-SOLD>                                                    3,517
<TRADING-ASSETS>                                                      0
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<DEPOSITS>                                                      5,497,716
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<LIABILITIES-OTHER>                                               113,474
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<OTHER-SE>                                                        378,832
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<INTEREST-INVEST>                                                  29,033
<INTEREST-OTHER>                                                      370
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<INTEREST-DEPOSIT>                                                 49,070
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<LOAN-LOSSES>                                                       3,393
<SECURITIES-GAINS>                                                    302
<EXPENSE-OTHER>                                                    64,712
<INCOME-PRETAX>                                                    34,100
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<EPS-PRIMARY>                                                        0.87
<EPS-DILUTED>                                                        0.85
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<LOANS-NON>                                                        29,570
<LOANS-PAST>                                                       11,450
<LOANS-TROUBLED>                                                      0
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<CHARGE-OFFS>                                                       3,844
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<ALLOWANCE-FOREIGN>                                                   0
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