<ARTICLE>                                            9

       
                                         
<PERIOD-TYPE>                         9-MOS
<FISCAL-YEAR-END>                            DEC-31-1998
<PERIOD-END>                                 SEP-30-1998
<CASH>                                           303,724
<INT-BEARING-DEPOSITS>                            15,114
<FED-FUNDS-SOLD>                                   7,774
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                    1,460,930
<INVESTMENTS-CARRYING>                           232,417
<INVESTMENTS-MARKET>                             233,938
<LOANS>                                        4,511,074
<ALLOWANCE>                                       62,282
<TOTAL-ASSETS>                                 6,891,281
<DEPOSITS>                                     5,209,836
<SHORT-TERM>                                     732,013
<LIABILITIES-OTHER>                               81,993
<LONG-TERM>                                      337,975
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                         190,083
<OTHER-SE>                                       339,381
<TOTAL-LIABILITIES-AND-EQUITY>                 6,891,281
<INTEREST-LOAN>                                  298,163
<INTEREST-INVEST>                                 78,519
<INTEREST-OTHER>                                   1,271
<INTEREST-TOTAL>                                 377,953
<INTEREST-DEPOSIT>                               134,719
<INTEREST-EXPENSE>                               181,143
<INTEREST-INCOME-NET>                            196,810
<LOAN-LOSSES>                                      9,569
<SECURITIES-GAINS>                                    35
<EXPENSE-OTHER>                                  173,852
<INCOME-PRETAX>                                   91,148
<INCOME-PRE-EXTRAORDINARY>                        91,148
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                      59,554
<EPS-PRIMARY>                                       2.31
<EPS-DILUTED>                                       2.26
<YIELD-ACTUAL>                                      4.52
<LOANS-NON>                                       23,390
<LOANS-PAST>                                      10,887
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                   12,500
<ALLOWANCE-OPEN>                                  58,715
<CHARGE-OFFS>                                     10,527
<RECOVERIES>                                       2,115
<ALLOWANCE-CLOSE>                                 62,282
<ALLOWANCE-DOMESTIC>                              62,282
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                           15,383