<ARTICLE>                                            9

       
                                         
<PERIOD-TYPE>                         9-MOS
<FISCAL-YEAR-END>                            DEC-31-1997
<PERIOD-END>                                 SEP-30-1997
<CASH>                                           240,958
<INT-BEARING-DEPOSITS>                            18,344
<FED-FUNDS-SOLD>                                   1,234
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                    1,995,157
<INVESTMENTS-CARRYING>                            99,312
<INVESTMENTS-MARKET>                             102,730
<LOANS>                                        5,012,758
<ALLOWANCE>                                       67,105
<TOTAL-ASSETS>                                 7,804,848
<DEPOSITS>                                     5,568,980
<SHORT-TERM>                                   1,006,809
<LIABILITIES-OTHER>                              127,892
<LONG-TERM>                                      482,779
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                         193,584
<OTHER-SE>                                       424,804
<TOTAL-LIABILITIES-AND-EQUITY>                 7,804,848
<INTEREST-LOAN>                                  337,615
<INTEREST-INVEST>                                 89,276
<INTEREST-OTHER>                                   1,042
<INTEREST-TOTAL>                                 427,933
<INTEREST-DEPOSIT>                               150,092
<INTEREST-EXPENSE>                               206,231
<INTEREST-INCOME-NET>                            221,702
<LOAN-LOSSES>                                     11,069
<SECURITIES-GAINS>                                   570
<EXPENSE-OTHER>                                  202,996
<INCOME-PRETAX>                                  108,361
<INCOME-PRE-EXTRAORDINARY>                       108,361
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                      71,666
<EPS-PRIMARY>                                       2.72
<EPS-DILUTED>                                       2.67
<YIELD-ACTUAL>                                      4.45
<LOANS-NON>                                       28,453
<LOANS-PAST>                                      10,061
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                   12,500
<ALLOWANCE-OPEN>                                  64,279
<CHARGE-OFFS>                                     13,034
<RECOVERIES>                                       2,723
<ALLOWANCE-CLOSE>                                 67,105
<ALLOWANCE-DOMESTIC>                              67,105
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                            9,428