<ARTICLE>                                            9

                                       
<PERIOD-TYPE>                    6-MOS
<FISCAL-YEAR-END>                          Dec-31-1999
<PERIOD-END>                               Jun-30-1999
<CASH>                                         254,523
<INT-BEARING-DEPOSITS>                          18,264
<FED-FUNDS-SOLD>                                14,067
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,082,798
<INVESTMENTS-CARRYING>                          56,514
<INVESTMENTS-MARKET>                            57,686
<LOANS>                                      5,841,585
<ALLOWANCE>                                     75,519
<TOTAL-ASSETS>                               8,756,753
<DEPOSITS>                                   6,024,439
<SHORT-TERM>                                 1,173,312
<LIABILITIES-OTHER>                            116,405
<LONG-TERM>                                    754,954
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       212,566
<OTHER-SE>                                     475,077
<TOTAL-LIABILITIES-AND-EQUITY>               8,756,753
<INTEREST-LOAN>                                250,454
<INTEREST-INVEST>                               63,946
<INTEREST-OTHER>                                 1,154
<INTEREST-TOTAL>                               315,554
<INTEREST-DEPOSIT>                              99,360
<INTEREST-EXPENSE>                             148,662
<INTEREST-INCOME-NET>                          166,892
<LOAN-LOSSES>                                   12,677
<SECURITIES-GAINS>                                 478
<EXPENSE-OTHER>                                 53,078
<INCOME-PRETAX>                                 74,421
<INCOME-PRE-EXTRAORDINARY>                      74,421
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    49,366
<EPS-BASIC>                                     1.73
<EPS-DILUTED>                                     1.71
<YIELD-ACTUAL>                                    4.24
<LOANS-NON>                                     56,085
<LOANS-PAST>                                     5,742
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 25,000
<ALLOWANCE-OPEN>                                72,310
<CHARGE-OFFS>                                   11,491
<RECOVERIES>                                     1,518
<ALLOWANCE-CLOSE>                               75,519
<ALLOWANCE-DOMESTIC>                            75,519
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         13,079