<ARTICLE>                                            9

                                        
<PERIOD-TYPE>                    6-MOS
<FISCAL-YEAR-END>                           Dec-31-1998
<PERIOD-END>                                Jun-30-1998
<CASH>                                         293,879
<INT-BEARING-DEPOSITS>                          15,241
<FED-FUNDS-SOLD>                                10,561
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,881,718
<INVESTMENTS-CARRYING>                         149,548
<INVESTMENTS-MARKET>                           151,046
<LOANS>                                      5,405,440
<ALLOWANCE>                                     71,262
<TOTAL-ASSETS>                               8,203,475
<DEPOSITS>                                   5,959,505
<SHORT-TERM>                                   945,285
<LIABILITIES-OTHER>                            119,240
<LONG-TERM>                                    544,647
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       202,419
<OTHER-SE>                                     432,379
<TOTAL-LIABILITIES-AND-EQUITY>               8,203,475
<INTEREST-LOAN>                                240,972
<INTEREST-INVEST>                               63,260
<INTEREST-OTHER>                                   789
<INTEREST-TOTAL>                               305,021
<INTEREST-DEPOSIT>                             108,648
<INTEREST-EXPENSE>                             150,256
<INTEREST-INCOME-NET>                          154,765
<LOAN-LOSSES>                                    7,028
<SECURITIES-GAINS>                                 229
<EXPENSE-OTHER>                                 51,164
<INCOME-PRETAX>                                 73,589
<INCOME-PRE-EXTRAORDINARY>                      73,589
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    48,570
<EPS-BASIC>                                     1.74
<EPS-DILUTED>                                     1.70
<YIELD-ACTUAL>                                    4.34
<LOANS-NON>                                     34,295
<LOANS-PAST>                                     9,627
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 12,500
<ALLOWANCE-OPEN>                                68,576
<CHARGE-OFFS>                                    8,430
<RECOVERIES>                                     2,020
<ALLOWANCE-CLOSE>                               71,262
<ALLOWANCE-DOMESTIC>                            71,262
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         11,389