SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
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Date of Report (Date of earliest event reported): January 28, 2000
JSB FINANCIAL, INC.
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(Exact name of registrant as specified in its charter)
Delaware 001-13157 11-3000874
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(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification No.)
incorporation)
303 Merrick Road, Lynbrook, New York 11563
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(address of principal executive offices, including zip code)
(516) 887-7000
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Registrant's telephone number, including area code
Not Applicable
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(Former name or former address, if changed since last report)
Item 5. Other Events.
JSB Financial, Inc. issued a press release on January
28, 2000 announcing its fourth quarter 1999 and year
end results. The press release issued by the
Registrant described herein is attached hereto as
Exhibit 99.1 and is hereby incorporated herein by
reference in its entirety.
Item 7. Financial Statements and Exhibits
Exhibits: The following Exhibits are files as part
of this report:
Exhibit No. Description
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99.1 Press Release dated January 28, 2000
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant had duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
JSB FINANCIAL, INC.
By: Thomas R. Lehmann
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Thomas R. Lehmann
Executive Vice President and
Chief Financial Officer
Date: January 28, 2000
EXHIBIT INDEX
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Exhibit Description
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99.1 Press Release issued January 28, 2000