<ARTICLE> 5
<MULTIPLIER> 1
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                         6350318 
<SECURITIES>                                   2535215
<RECEIVABLES>                                129697094
<ALLOWANCES>                                 (1395606)
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                         2830709
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               143064653
<CURRENT-LIABILITIES>                        127701973
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                          8628
<OTHER-SE>                                    15354052
<TOTAL-LIABILITY-AND-EQUITY>                 143064653
<SALES>                                              0
<TOTAL-REVENUES>                               9627312
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                               2611301
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                             4451896
<INCOME-PRETAX>                                2564115
<INCOME-TAX>                                    941583
<INCOME-CONTINUING>                            1622532
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   1622532
<EPS-PRIMARY>                                     1.95
<EPS-DILUTED>                                     1.95