<ARTICLE> UT
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheets and consolidated statements of income on pages 3
through 5 of the Company's September 30, 1996 10-Q and is qualified in its
entirety by reference to such financial statements.
</LEGEND>
       
                                                  
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996
<PERIOD-END>                               SEP-30-1996             SEP-30-1996
<BOOK-VALUE>                                  PER-BOOK                PER-BOOK
<TOTAL-NET-UTILITY-PLANT>                   86,020,168              86,020,168
<OTHER-PROPERTY-AND-INVEST>                    943,950                 943,950
<TOTAL-CURRENT-ASSETS>                       5,638,674               5,638,674
<TOTAL-DEFERRED-CHARGES>                     5,434,000               5,434,000
<OTHER-ASSETS>                                       0                       0
<TOTAL-ASSETS>                              98,036,792              98,036,792
<COMMON>                                     1,744,812               1,744,812
<CAPITAL-SURPLUS-PAID-IN>                   17,117,343              17,117,343
<RETAINED-EARNINGS>                          6,693,886               6,693,886
<TOTAL-COMMON-STOCKHOLDERS-EQ>              25,556,041              25,556,041
<PREFERRED-MANDATORY>                          712,500                 712,500
<PREFERRED>                                    271,700                 271,700
<LONG-TERM-DEBT-NET>                        17,000,000              17,000,000
<SHORT-TERM-NOTES>                           2,842,000               2,842,000
<LONG-TERM-NOTES-PAYABLE>                            0                       0
<COMMERCIAL-PAPER-OBLIGATIONS>                       0                       0
<LONG-TERM-DEBT-CURRENT-PORT>                5,000,000               5,000,000
<PREFERRED-STOCK-CURRENT>                      112,500                 112,500
<CAPITAL-LEASE-OBLIGATIONS>                    292,553                 292,553
<LEASES-CURRENT>                               343,286                 343,286
<OTHER-ITEMS-CAPITAL-AND-LIAB>              45,906,212              45,906,212
<TOT-CAPITALIZATION-AND-LIAB>               98,036,792              98,036,792
<GROSS-OPERATING-REVENUE>                    5,293,957              15,628,379
<INCOME-TAX-EXPENSE>                           316,202                 892,000
<OTHER-OPERATING-EXPENSES>                   3,968,786              11,484,689
<TOTAL-OPERATING-EXPENSES>                   4,284,988              12,376,689
<OPERATING-INCOME-LOSS>                      1,008,969               3,251,690
<OTHER-INCOME-NET>                              33,854                  46,751
<INCOME-BEFORE-INTEREST-EXPEN>               1,042,823               3,298,442
<TOTAL-INTEREST-EXPENSE>                       564,425               1,960,991
<NET-INCOME>                                   478,398               1,337,451
<PREFERRED-STOCK-DIVIDENDS>                     25,206                  79,292
<EARNINGS-AVAILABLE-FOR-COMM>                  453,192               1,258,159
<COMMON-STOCK-DIVIDENDS>                       396,729                 856,289
<TOTAL-INTEREST-ON-BONDS>                    1,992,400               1,992,400
<CASH-FLOW-OPERATIONS>                         534,736               1,930,806
<EPS-PRIMARY>                                     0.26                    0.90
<EPS-DILUTED>                                     0.26                    0.90