<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONDENSED
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, CONDENSED CONSOLIDATED
STATEMENTS OF EARNINGS, SUMMARY OF CONSOLIDATED FINANCIAL INFORMATION, AND
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<PERIOD-TYPE> 3-MOS 9-MOS
<FISCAL-YEAR-END> JUN-30-1997 JUN-30-1997
<PERIOD-END> MAR-31-1997 MAR-31-1997
<CASH> 99,625,048<F1> 99,625,048<F1>
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 45,296,224 45,296,224
<INVESTMENTS-HELD-FOR-SALE> 138,958,241 138,958,241
<INVESTMENTS-CARRYING> 69,674,049 69,674,049
<INVESTMENTS-MARKET> 0 0
<LOANS> 911,837,124 911,837,124
<ALLOWANCE> 10,180,693 10,180,693
<TOTAL-ASSETS> 1,383,130,155 1,383,130,155
<DEPOSITS> 911,654,605 911,654,605
<SHORT-TERM> 296,508,958<F2> 296,508,958<F2>
<LIABILITIES-OTHER> 42,721,135 42,721,135
<LONG-TERM> 0 0
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 137,543 137,543
<OTHER-SE> 132,107,914 132,107,914
<TOTAL-LIABILITIES-AND-EQUITY> 1,383,130,155 1,383,130,155
<INTEREST-LOAN> 23,116,613 69,311,438
<INTEREST-INVEST> 4,725,179<F3> 13,714,792<F3>
<INTEREST-OTHER> 111,282 254,249
<INTEREST-TOTAL> 27,953,074 83,280,479
<INTEREST-DEPOSIT> 7,696,597 23,465,825
<INTEREST-EXPENSE> 11,778,683 34,317,813
<INTEREST-INCOME-NET> 16,174,391 48,962,666
<LOAN-LOSSES> 996,165 2,334,100
<SECURITIES-GAINS> 166,915 732,161
<EXPENSE-OTHER> 15,223,120 54,840,105
<INCOME-PRETAX> 8,958,305 20,159,081
<INCOME-PRE-EXTRAORDINARY> 5,519,361 12,861,003
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 5,519,361 12,861,003
<EPS-PRIMARY> 0.40 0.93
<EPS-DILUTED> 0.40 0.93
<YIELD-ACTUAL> 5.51 5.67
<LOANS-NON> 20,812,280 20,812,280
<LOANS-PAST> 12,571,389 12,571,389
<LOANS-TROUBLED> 333,059 333,059
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 9,937,693 9,451,693
<CHARGE-OFFS> 839,710 1,795,005
<RECOVERIES> 86,545 189,905
<ALLOWANCE-CLOSE> 10,180,693 10,180,693
<ALLOWANCE-DOMESTIC> 10,180,693 10,180,693
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
<FN>
<F1>INCLUDES INTEREST-BEARING DEPOSITS
<F2>INCLUDES DEBT DUE BEYOND ONE YEAR.
<F3>INCLUDES TRADING ACCOUNT INTEREST.
</FN>