CERTIFICATION UNDER SECTION 906 OF
                         THE SARBANES-OXLEY ACT OF 2002

     In  connection  with the  Quarterly  Report of Colonial  Trust Company (the
"Company") on Form 10-QSB for the period ended  September 30, 2003 as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I, Ian
B. Currie,  Controller/Treasurer of the Company,  certify, pursuant to 18 U.S.C.
Section 1350, as adopted  pursuant to Section 906 of the  Sarbanes-Oxley  Act of
2002, that to my knowledge:

(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.


/s/  Ian B. Currie

Ian B. Currie
Controller/Treasurer
November 14, 2003

     This certification is made solely for the purpose of 18 U.S.C. Section 1350
subject  to the  knowledge  standard  contained  therein,  and not for any other
purpose.