EXHIBIT 19(b)

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The Chase Manhattan Bank
450 West 33rd Street
New York, NY 10001




 31-Jan-97


To the Holders of:

Fleetwood Credit 1996-B Grantor Trust
$198,288,618.40 6.90% Asset-Backed Certificates, Class A


The following information is being provided to you for the calendar year 1996
pursuant to Section 14.10 of the Standard Terms and Conditions of Agreement
effective September 1, 1996.  Detailed below are the monthly payment factors
(per $1,000 of original issuance) for interest, principal, and fees and
compensation paid to the Servicer.  The information can be utilized for
preparation of federal income tax returns.  Should you have any further
questions regarding the use of this information, please consult your tax
counsel.



                                                         Fees and Compensation
                     Interest        Principal           Paid to Servicer
- ------------------------------------------------------------------------------
                                                
October              5.750000        17.825202             0.833300
November             5.647505        19.392111             0.818500
December             5.536000        15.077462             0.802300




THE CHASE MANHATTAN BANK
as Trustee and Paying Agent