<ARTICLE>                                            9


<CIK>                         0000874495
<NAME>                        Jeffersonville Bancorp
<MULTIPLIER>                                   1000
<CURRENCY>                                     U S Dollars
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              Dec-31-1998
<PERIOD-START>                                 Jan-01-1998
<PERIOD-END>                                   Sep-30-1998
<EXCHANGE-RATE>                               1
<CASH>                                         8,147
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               3,200
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    82,407
<INVESTMENTS-CARRYING>                         3,617
<INVESTMENTS-MARKET>                           3,759
<LOANS>                                        128,220
<ALLOWANCE>                                    2,213
<TOTAL-ASSETS>                                 238,454
<DEPOSITS>                                     197,319
<SHORT-TERM>                                   449
<LIABILITIES-OTHER>                            2,308
<LONG-TERM>                                    15,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       732
<OTHER-SE>                                     22,646
<TOTAL-LIABILITIES-AND-EQUITY>                 238,454
<INTEREST-LOAN>                                8,915
<INTEREST-INVEST>                              3,636
<INTEREST-OTHER>                               146
<INTEREST-TOTAL>                               12,697
<INTEREST-DEPOSIT>                             4,991
<INTEREST-EXPENSE>                             5,564
<INTEREST-INCOME-NET>                          7,133
<LOAN-LOSSES>                                  450
<SECURITIES-GAINS>                             14
<EXPENSE-OTHER>                                5,397
<INCOME-PRETAX>                                2,439
<INCOME-PRE-EXTRAORDINARY>                     2,439
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,723
<EPS-PRIMARY>                                  1.22
<EPS-DILUTED>                                  1.22
<YIELD-ACTUAL>                                 7.92
<LOANS-NON>                                    2,125
<LOANS-PAST>                                   1,254
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               1,862
<CHARGE-OFFS>                                  252
<RECOVERIES>                                   153
<ALLOWANCE-CLOSE>                              2,213
<ALLOWANCE-DOMESTIC>                           2,213
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0