<ARTICLE> 9 <CIK> 0000874495 <NAME> Jeffersonville Bancorp <MULTIPLIER> 1000 <CURRENCY> US Dollars <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> Dec-31-1998 <PERIOD-START> Jan-01-1998 <PERIOD-END> Dec-31-1998 <EXCHANGE-RATE> 1 <CASH> 8203 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 88891 <INVESTMENTS-CARRYING> 3602 <INVESTMENTS-MARKET> 3755 <LOANS> 130031 <ALLOWANCE> 2310 <TOTAL-ASSETS> 243853 <DEPOSITS> 198114 <SHORT-TERM> 334 <LIABILITIES-OTHER> 2388 <LONG-TERM> 20000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 734 <OTHER-SE> 22283 <TOTAL-LIABILITIES-AND-EQUITY> 243853 <INTEREST-LOAN> 11861 <INTEREST-INVEST> 5064 <INTEREST-OTHER> 177 <INTEREST-TOTAL> 17102 <INTEREST-DEPOSIT> 6636 <INTEREST-EXPENSE> 7492 <INTEREST-INCOME-NET> 9610 <LOAN-LOSSES> 600 <SECURITIES-GAINS> 17 <EXPENSE-OTHER> 7511 <INCOME-PRETAX> 3086 <INCOME-PRE-EXTRAORDINARY> 3086 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2318 <EPS-PRIMARY> 1.64 <EPS-DILUTED> 1.64 <YIELD-ACTUAL> 7.94 <LOANS-NON> 1842 <LOANS-PAST> 1146 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1862 <CHARGE-OFFS> 343 <RECOVERIES> 191 <ALLOWANCE-CLOSE> 2310 <ALLOWANCE-DOMESTIC> 2310 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2310