<ARTICLE> 9 <CIK> 0000874495 <NAME> Jeffersonville Bancorp <MULTIPLIER> 1000 <CURRENCY> US Dollars <PERIOD-TYPE> 3-Mos <FISCAL-YEAR-END> Dec-31-1999 <PERIOD-START> Jan-1-1999 <PERIOD-END> Mar-31-1999 <EXCHANGE-RATE> 1 <CASH> 7465 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 91637 <INVESTMENTS-CARRYING> 3807 <INVESTMENTS-MARKET> 3942 <LOANS> 136654 <ALLOWANCE> 2322 <TOTAL-ASSETS> 253416 <DEPOSITS> 205022 <SHORT-TERM> 3221 <LIABILITIES-OTHER> 2094 <LONG-TERM> 10000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 729 <OTHER-SE> 22350 <TOTAL-LIABILITIES-AND-EQUITY> 253416 <INTEREST-LOAN> 3023 <INTEREST-INVEST> 1460 <INTEREST-OTHER> 8 <INTEREST-TOTAL> 4491 <INTEREST-DEPOSIT> 1620 <INTEREST-EXPENSE> 1920 <INTEREST-INCOME-NET> 2571 <LOAN-LOSSES> 75 <SECURITIES-GAINS> 7 <EXPENSE-OTHER> 1890 <INCOME-PRETAX> 1033 <INCOME-PRE-EXTRAORDINARY> 1033 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 748 <EPS-PRIMARY> .53 <EPS-DILUTED> .53 <YIELD-ACTUAL> 7.70 <LOANS-NON> 1434 <LOANS-PAST> 832 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2310 <CHARGE-OFFS> 101 <RECOVERIES> 38 <ALLOWANCE-CLOSE> 2322 <ALLOWANCE-DOMESTIC> 2322 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2322