UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 -------------- FORM 8-K PURSUANT TO SECTION 13 or 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 -------------- July 25, 2001 Date of Report (Date of earliest event reported) CENIT BANCORP, INC. -------------------- (Exact name of registrant as specified in its charter) Delaware 0-20378 54-1592546 ------------------------------- --------- -------------------- (State or other jurisdiction of (Commission File Number) (I.R.S. Employer incorporation or organization) Identification Number) 300 E. Main Street, Suite 1350 Norfolk, Virginia 23510 ------------------------------- ----- (Address of principal executive office) (Zip code) Registrant's telephone number, including area code: (757) 446-6600 Item 5 - Other Events On July 25, 2001, the Registrant issued a News Release announcing results for the second quarter ended June 30, 2001 and other information. The News Release is attached as EXHIBIT 99.1. Item 7 - Financial statements and exhibits. Item 7 - Financial statements and exhibits. The exhibit listed in the Exhibit Index is filed herewith as part of this Current Report on Form 8-K. SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. CENIT Bancorp, Inc. Date: July 30, 2001 /S/ Michael S. Ives ------------------------------------- Michael S. Ives President and Chief Executive Officer Date: July 30, 2001 /S/ John O. Guthrie ------------------------------------- John O. Guthrie Senior Vice President and Chief Financial Officer -1- EXHIBIT INDEX EXHIBIT DESCRIPTION OF EXHIBIT ------- ---------------------- 99.1 News Release dated July 25, 2001 -2-