CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER
           PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with this quarterly report of Chugach Electric Association, Inc.
(the "Company") on Form 10-Q for the period ending June 30, 2005, I, Michael R.
Cunningham, Chief Financial Officer of the Company, certify, pursuant to 18
U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that:

(a) This quarterly report fully complies with the requirements of section 13(a)
or 15(d) of the Securities Exchange Act of 1934; and

(b) The information contained in this quarterly report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.


Date:  August 12, 2005

                                             /s/ Michael R. Cunningham
                                             Michael R. Cunningham
                                             Chief Financial Officer