UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

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                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 23, 2003



                      AMERICAN MEDICAL SECURITY GROUP, INC.
             (Exact name of Registrant as specified in its charter)


     Wisconsin                        1-13154                        39-1431799
(State of Incorporation)        (Commission File Number)       (I.R.S. Employer
                                                             Identification No.)

3100 AMS Boulevard, Green Bay, Wisconsin                                54313
(Address of principal executive offices)                              (Zip Code)

                                 (920) 661-1111
              (Registrant's telephone number, including area code)




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Item 5.  Other Events and Regulation FD Disclosure.

     The  following  is a report of recent  developments  in certain  previously
reported legal proceedings.

     On April 23,  2003,  the First  District  Court of Appeals for the State of
Florida  reversed an earlier order by the Florida  Department of Insurance  that
would have suspended the license of American Medical Security Group,  Inc.'s
(the "Company")  primary insurance  subsidiary,  United Wisconsin Life Insurance
Company,  to sell new business in Florida for one year. The Court of Appeals had
stayed the order on July 29, 2002, pending the appeal.

     A copy of the press release issued by the Company  related to the Court of
Appeals'  decision is attached hereto as Exhibits 99 and incorporated  herein by
reference.

Item 7.  Financial Statements and Exhibits

          (c) Exhibits

               See  the  Exhibit  Index  following  the  Signature  page of this
          report, which is incorporated herein by reference.






                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                     AMERICAN MEDICAL SECURITY GROUP, INC.



Dated:  April 24, 2003               /s/ Timothy J. Moore
                                     -------------------------------------------
                                     Senior Vice President of Corporate Affairs,
                                     General Counsel & Secretary





                      AMERICAN MEDICAL SECURITY GROUP, INC.
                               (the "Registrant")
                          (Commission File No. 1-13154)

                                  EXHIBIT INDEX
                                       TO
                             FORM 8-K CURRENT REPORT
                         Date of Report: April 23, 2003

Exhibit                                                                   Filed
Number                             Description                          Herewith

99           Press Release dated April 24, 2003, issued by the Registrant    X