Exhibit 99.2

CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO 18 U.S.C.
SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-
OXLEY ACT OF 2002

In connection with the Quarterly Report of D.R. Horton, Inc. (the "Company") on
Form 10-Q for the quarterly period ended December 31, 2002 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Samuel
R. Fuller, Executive Vice President, Treasurer and Chief Financial Officer of
the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that, to the best of my
knowledge:

  (1)  The Report fully complies with the requirements of Section 13(a) or 15(d)
       of the Securities Exchange Act of 1934; and

  (2)  The information contained in the Report fairly presents, in all material
       respects, the financial condition and results of operations of the
       Company.



Date: February 14, 2003                 /s/ Samuel R. Fuller
                                        --------------------
                                        Samuel R. Fuller
                                        Executive Vice President, Treasurer
                                        and Chief Financial Officer