[ARTICLE] 9
[MULTIPLIER] 1000

                             
[PERIOD-TYPE]                   9-MOS
[FISCAL-YEAR-END]                          DEC-31-1997
[PERIOD-END]                               SEP-30-1997
[CASH]                                          59,625
[INT-BEARING-DEPOSITS]                               0
[FED-FUNDS-SOLD]                                     0
[TRADING-ASSETS]                                     0
[INVESTMENTS-HELD-FOR-SALE]                    722,245
[INVESTMENTS-CARRYING]                          74,608
[INVESTMENTS-MARKET]                            75,904
[LOANS]                                      2,716,682
[ALLOWANCE]                                     26,458
[TOTAL-ASSETS]                               3,716,954
[DEPOSITS]                                   2,968,626
[SHORT-TERM]                                   218,493
[LIABILITIES-OTHER]                            116,262
[LONG-TERM]                                     20,061
[PREFERRED-MANDATORY]                                0
[PREFERRED]                                          0
[COMMON]                                           157
[OTHER-SE]                                     343,355
[TOTAL-LIABILITIES-AND-EQUITY]               3,716,954
[INTEREST-LOAN]                                161,501
[INTEREST-INVEST]                               35,064
[INTEREST-OTHER]                                 1,005
[INTEREST-TOTAL]                               197,570
[INTEREST-DEPOSIT]                              91,907
[INTEREST-EXPENSE]                              96,567
[INTEREST-INCOME-NET]                          101,003
[LOAN-LOSSES]                                    5,400
[SECURITIES-GAINS]                                 274
[EXPENSE-OTHER]                                 61,134
[INCOME-PRETAX]                                 44,524
[INCOME-PRE-EXTRAORDINARY]                      28,136
[EXTRAORDINARY]                                      0
[CHANGES]                                            0
[NET-INCOME]                                    28,136
[EPS-PRIMARY]                                     2.03
[EPS-DILUTED]                                     2.02
[YIELD-ACTUAL]                                    3.99
[LOANS-NON]                                     23,808
[LOANS-PAST]                                     7,905
[LOANS-TROUBLED]                                     0
[LOANS-PROBLEM]                                      0
[ALLOWANCE-OPEN]                                24,114
[CHARGE-OFFS]                                    4,003
[RECOVERIES]                                       947
[ALLOWANCE-CLOSE]                               26,458
[ALLOWANCE-DOMESTIC]                            21,963
[ALLOWANCE-FOREIGN]                                  0
[ALLOWANCE-UNALLOCATED]                          4,495