<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   3-MOS
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<PERIOD-END>                               MAR-31-1997
<CASH>                                          54,651
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    619,330
<INVESTMENTS-CARRYING>                         115,586
<INVESTMENTS-MARKET>                           116,219
<LOANS>                                      2,558,599
<ALLOWANCE>                                     25,210
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<DEPOSITS>                                   2,988,050
<SHORT-TERM>                                    80,706
<LIABILITIES-OTHER>                             85,813
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<OTHER-SE>                                     321,544
<TOTAL-LIABILITIES-AND-EQUITY>               3,496,331
<INTEREST-LOAN>                                 52,795
<INTEREST-INVEST>                               11,332
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<INTEREST-DEPOSIT>                              30,152
<INTEREST-EXPENSE>                              31,394
<INTEREST-INCOME-NET>                           33,036
<LOAN-LOSSES>                                    1,800
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 19,806
<INCOME-PRETAX>                                 14,687
<INCOME-PRE-EXTRAORDINARY>                       9,317
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     9,317
<EPS-PRIMARY>                                     0.73<F1>
<EPS-DILUTED>                                     0.68
<YIELD-ACTUAL>                                    3.96
<LOANS-NON>                                     21,847
<LOANS-PAST>                                     6,488
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                24,114
<CHARGE-OFFS>                                    1,249
<RECOVERIES>                                       545
<ALLOWANCE-CLOSE>                               25,210
<ALLOWANCE-DOMESTIC>                            19,923
<ALLOWANCE-FOREIGN>                                  0
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<FN>
<F1>EPS PRIMARY TAG REPRESENTS EPS BASIC
</FN>