<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                          59,625
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    722,245
<INVESTMENTS-CARRYING>                          80,849
<INVESTMENTS-MARKET>                            75,904
<LOANS>                                      2,710,411
<ALLOWANCE>                                     26,458
<TOTAL-ASSETS>                               3,716,954
<DEPOSITS>                                   2,968,626
<SHORT-TERM>                                   218,493
<LIABILITIES-OTHER>                            166,262
<LONG-TERM>                                     20,061
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           157
<OTHER-SE>                                     343,355
<TOTAL-LIABILITIES-AND-EQUITY>               3,716,954
<INTEREST-LOAN>                                161,201
<INTEREST-INVEST>                               35,364
<INTEREST-OTHER>                                 1,005
<INTEREST-TOTAL>                               197,570
<INTEREST-DEPOSIT>                              91,907
<INTEREST-EXPENSE>                              96,567
<INTEREST-INCOME-NET>                          101,003
<LOAN-LOSSES>                                    5,400
<SECURITIES-GAINS>                                 274
<EXPENSE-OTHER>                                 61,134
<INCOME-PRETAX>                                 44,524
<INCOME-PRE-EXTRAORDINARY>                      28,136
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    28,136
<EPS-PRIMARY>                                     2.21<F1>
<EPS-DILUTED>                                     2.06
<YIELD-ACTUAL>                                    3.99
<LOANS-NON>                                     23,808
<LOANS-PAST>                                     7,905
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                24,114
<CHARGE-OFFS>                                    4,003
<RECOVERIES>                                       947
<ALLOWANCE-CLOSE>                               26,458
<ALLOWANCE-DOMESTIC>                            21,963
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,495
<FN>
<F1>EPS PRIMARY TAG REPRESENTS EPS BASIC
</FN>