================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 27, 2002 AMERIQUEST MORTGAGE SECURITIES INC. (as depositor under the Pooling and Servicing Agreement, dated as of August 1, 2002, providing for the issuance of Asset-Backed Pass-Through Certificates, Series 2002-AR1) Ameriquest Mortgage Securities Inc. ----------------------------------- (Exact name of registrant as specified in its charter) - -------------------------------------------------------------------------------- Delaware 333-77012 33-0885129 - -------- --------- ---------- (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification Number) 1100 Town & Country Road, Suite 1100 Orange, California 92868 92868 - ------------------------ ----- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: 714-564-0660 ================================================================================ Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. ------------------------------------------------------------------ (a) Not applicable (b) Not applicable (c) Exhibits: Item 601(a) of Regulation S-K Exhibit No. Exhibit No. Description - ----------- ----------- ----------- 1 5.1, 8.1, 23.1 Opinion and Consent of Thacher Proffitt & Wood. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 27, 2002 AMERIQUEST MORTGAGE SECURITIES INC. By: /s/ John P. Grazer --------------------------- Name: John P. Grazer Title: Chief Financial Officer EXHIBIT INDEX Item 601(a) of Exhibit Regulation S-K Number Exhibit No. Description - ------ ----------- ----------- 1 5.1, 8.1, 23.1 Opinion and Consent of Counsel