- -------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 30, 2003 BEAR STEARNS ASSET BACKED SECURITIES, INC. - -------------------------------------------------------------------------------- (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) Delaware 333-91334 13-3836437 (STATE OR OTHER JURISDICTION (COMMISSION (I.R.S. EMPLOYER OF INCORPORATION) FILE NUMBER) IDENTIFICATION NO.) 383 Madison Avenue New York, New York 10179 - ------------------ ----- (ADDRESS OF PRINCIPAL (ZIP CODE) EXECUTIVE OFFICES) Registrants telephone number, including area code, is (212) 272-2000 - -------------------------------------------------------------------------------- Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. ------------------------------------------------------------------ (a) Not applicable (b) Not applicable (c) Exhibits: 1. Pooling and Servicing Agreement dated as of December 1, 2003, among Bear Stearns Asset Backed Securities, Inc., as depositor, EMC Mortgage Corporation, as seller, company and master servicer, and LaSalle Bank National Association, as trustee and securities administrator. Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on behalf of the Registrant by the undersigned thereunto duly authorized. BEAR STEARNS ASSET BACKED SECURITIES, INC. By: /s/ Joseph T. Jurkowski, Jr. --------------------------------- Name: Joseph T. Jurkowski, Jr. Title: Vice President Dated: January 14, 2004 EXHIBIT INDEX Item 601 (a) of Sequentially Exhibit Regulation S-K Numbered Number Exhibit No. Description Page - ------ ----------- ----------- ---- 1 4 Pooling and Servicing 5 Agreement