WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE>                                  5
<MULTIPLIER>                           1,000
       
                                    RESTATED                 RESTATED
                                                            
<PERIOD-TYPE>                              3-MOS                    6-MOS
<FISCAL-YEAR-END>                     DEC-31-1997              DEC-31-1997
<PERIOD-END>                          JUN-30-1997              JUN-30-1997
<CASH>                                28,425                   28,425
<SECURITIES>                          27,759                   27,759
<RECEIVABLES>                        112,225                  112,225
<ALLOWANCES>                            5,541                    5,541
<INVENTORY>                                0                        0
<CURRENT-ASSETS>                           0                        0
<PP&E>                                     0                        0
<DEPRECIATION>                             0                        0
<TOTAL-ASSETS>                       175,310                  175,310
<CURRENT-LIABILITIES>                      0                        0
<BONDS>                               66,382                   66,382
<COMMON>                                  56                       55
<PREFERRED-MANDATORY>                      0                        0
<PREFERRED>                                0                        0
<OTHER-SE>                            47,547                   47,547
<TOTAL-LIABILITY-AND-EQUITY>         175,310                  175,310
<SALES>                                    0                        0
<TOTAL-REVENUES>                        7,691                   14,098
<CGS>                                      0                        0
<TOTAL-COSTS>                              0                        0
<OTHER-EXPENSES>                           0                        0
<LOSS-PROVISION>                         300                      735
<INTEREST-EXPENSE>                     2,648                    5,042
<INCOME-PRETAX>                        3,057                    4,919
<INCOME-TAX>                           1,177                    1,894
<INCOME-CONTINUING>                    1,880                    3,025
<DISCONTINUED>                             0                        0
<EXTRAORDINARY>                            0                        0
<CHANGES>                                  0                        0
<NET-INCOME>                           1,880                    3,025
<EPS-PRIMARY>                          .34                     .55
<EPS-DILUTED>                          .32                     .52