Exhibit 99.2



     Written Statement of the Chief Financial Officer Pursuant to 18 U.S.C.
                                  Section 1350

Solely  for  the  purposes  of  complying  with  18 U.S.C.  Section 1350, I, the
undersigned  Chief Financial Officer of Stein Mart, Inc. (the "Company"), hereby
certify that:

1.     the  Quarterly  Report on  Form 10-Q of the Company for the quarter ended
       August 3, 2002 (the "Report")  fully  complies with  the  requirements of
       Section 13(a) of the Securities Exchange Act of 1934; and

2.     the information contained in the Report fairly presents, in all  material
       respects, the  financial  condition  and  results  of  operations of  the
       Company.



Date:  September 16, 2002              /s/ James G. Delfs
                                       -----------------------------------------
                                       James G. Delfs

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