Exhibit 32.2


     Written Statement of the Chief Financial Officer Pursuant to 18 U.S.C.
                                  Section 1350

Solely  for the  purposes  of  complying  with 18 U.S.C.  Section  1350,  I, the
undersigned Chief Financial Officer of Stein Mart, Inc. (the "Company"),  hereby
certify that:

1.   the  Annual  Report  on Form  10-K of the  Company  for the 52 weeks  ended
     January 31, 2004 (the  "Report")  fully complies with the  requirements  of
     Section 13(a) of the Securities Exchange Act of 1934; and

2.   the information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



Date: April 14, 2004                       /s/ James G. Delfs
                                           -------------------------------------
                                           James G. Delfs
                                           Chief Financial Officer