Exhibit 32.2


     Written Statement of the Chief Financial Officer Pursuant to 18 U.S.C.
                                  Section 1350

Solely  for the  purposes  of  complying  with 18 U.S.C.  Section  1350,  I, the
undersigned Chief Financial Officer of Stein Mart, Inc. (the "Company"),  hereby
certify that:

1.     the Quarterly  Report on Form 10-Q of  the Company for the  quarter ended
       October 30, 2004 (the "Report") fully complies with the  requirements  of
       Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2.     the  information  contained  in   the  Report  fairly  presents,  in  all
       material  respects, the financial condition  and results of operations of
       the Company.




Date:  December 8, 2004                    /s/ James G. Delfs
                                           -------------------------------------
                                           James G. Delfs
                                           Chief Financial Officer

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