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                                EXHIBIT 11.1
          COMPUTATION OF PRIMARY AND FULLY DILUTED EARNINGS PER SHARE
                  DOLLARS IN THOUSANDS EXCEPT PER SHARE DATA



                                               Six months ended
                                                September 30,
                                             ------------------
                                              1997          1996
                                            ---------   ---------
                                                  
Primary:
Net earnings available for common and 
  common equivalent shares                     $28,252      $9,998
                                           -----------  ----------  
Weighted average common and common 
  equivalent shares outstanding             39,425,461  39,190,136
                                           -----------  ----------
Primary earnings per common share                $0.72       $0.26
                                           ===========  ==========

Fully Diluted:
Net earnings available for common and
 common equivalent shares                      $28,252      $9,998
                                           -----------  ----------
Weighted average common and common
 equivalent shares outstanding assuming
 ending market price                        39,483,988  39,190,252
                                           -----------  ----------
Fully diluted earnings per common share          $0.72       $0.26
                                           ===========  ==========