<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT MARCH 31, 1998 AND THE
   CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE QUARTER
   ENDED MARCH 31, 1998, AND IS QUALIFIED IN ITS 
   ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                                             
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                         3-MOS
<PERIOD-START>                                  JAN-01-1998
<FISCAL-YEAR-END>                               DEC-31-1998
<PERIOD-END>                                    SEP-30-1997
<CASH>                                           $    2,226
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                     16,239
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          28,334
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              54,170
<ALLOWANCE>                                             541
<TOTAL-ASSETS>                                      104,979
<DEPOSITS>                                           95,056
<SHORT-TERM>                                              0
<LIABILITIES-OTHER>                                     493
<LONG-TERM>                                             532
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                             10,476
<OTHER-SE>                                           (1,578)
<TOTAL-LIABILITIES-AND-EQUITY>                      104,979
<INTEREST-LOAN>                                       1,205
<INTEREST-INVEST>                                       375
<INTEREST-OTHER>                                        115
<INTEREST-TOTAL>                                      1,695
<INTEREST-DEPOSIT>                                      976
<INTEREST-EXPENSE>                                      988
<INTEREST-INCOME-NET>                                   707
<LOAN-LOSSES>                                            22
<SECURITIES-GAINS>                                       13
<EXPENSE-OTHER>                                         641
<INCOME-PRETAX>                                         125
<INCOME-PRE-EXTRAORDINARY>                              125
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            175
<EPS-PRIMARY>                                          0.17
<EPS-DILUTED>                                          0.17
<YIELD-ACTUAL>                                         3.33
<LOANS-NON>                                              20
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        522
<CHARGE-OFFS>                                             3
<RECOVERIES>                                              0
<ALLOWANCE-CLOSE>                                       541
<ALLOWANCE-DOMESTIC>                                    541
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0