<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY CONSOLIDATED BALANCE SHEETS AT JUNE 30, 1998 AND THE CONSOLIDATED STATEMENTS OF INCOME FOR THE THREE MONTH AND SIX MONTH PERIODS ENDED MARCH 31, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <PERIOD-START> JAN-01-1998 <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> JUN-30-1998 <CASH> $ 2,707 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 6,143 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 51,500 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 56,223 <ALLOWANCE> 557 <TOTAL-ASSETS> 124,789 <DEPOSITS> 96,495 <SHORT-TERM> 0 <LIABILITIES-OTHER> 390 <LONG-TERM> 528 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 28,483 <OTHER-SE> (1,107) <TOTAL-LIABILITIES-AND-EQUITY> 124,789 <INTEREST-LOAN> 2,454 <INTEREST-INVEST> 1,088 <INTEREST-OTHER> 267 <INTEREST-TOTAL> 3,809 <INTEREST-DEPOSIT> 2,109 <INTEREST-EXPENSE> 2,131 <INTEREST-INCOME-NET> 1,678 <LOAN-LOSSES> 42 <SECURITIES-GAINS> 16 <EXPENSE-OTHER> 1,311 <INCOME-PRETAX> 513 <INCOME-PRE-EXTRAORDINARY> 513 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 576 <EPS-PRIMARY> 0.34 <EPS-DILUTED> 0.34 <YIELD-ACTUAL> 3.79 <LOANS-NON> 44 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 522 <CHARGE-OFFS> 7 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 557 <ALLOWANCE-DOMESTIC> 557 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0