<ARTICLE> 9 <MULTIPLIER> 1,000 <FISCAL-YEAR-END> Dec-31-1994 <PERIOD-START> Jan-01-1995 <PERIOD-END> Mar-31-1995 <PERIOD-TYPE> 3-MOS <CASH> 419,719 <INT-BEARING-DEPOSITS> 70,444 <FED-FUNDS-SOLD> 15,000 <TRADING-ASSETS> 36,724 <INVESTMENTS-HELD-FOR-SALE> 1,666,964 <INVESTMENTS-CARRYING> 378,230 <INVESTMENTS-MARKET> 374,961 <LOANS> 8,819,885 <ALLOWANCE> 248,741 <TOTAL-ASSETS> 11,276,959 <DEPOSITS> 9,044,098 <SHORT-TERM> 1,243,660 <LIABILITIES-OTHER> 142,413 <LONG-TERM> 96,198 <COMMON> 40,487 <PREFERRED-MANDATORY> 0 <PREFERRED> 40,000 <OTHER-SE> 670,103 <TOTAL-LIABILITIES-AND-EQUITY> 11,276,959 <INTEREST-LOAN> 185,016 <INTEREST-INVEST> 28,404 <INTEREST-OTHER> 1,494 <INTEREST-TOTAL> 215,086 <INTEREST-DEPOSIT> 78,986 <INTEREST-EXPENSE> 96,579 <INTEREST-INCOME-NET> 118,507 <LOAN-LOSSES> 8,500 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 89,494 <INCOME-PRETAX> 46,915 <INCOME-PRE-EXTRAORDINARY> 27,168 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 27,168 <EPS-PRIMARY> 3.85 <EPS-DILUTED> 3.68 <YIELD-ACTUAL> 4.70 <LOANS-NON> 64,941 <LOANS-PAST> 12,275 <LOANS-TROUBLED> 2,600 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 243,332 <CHARGE-OFFS> 5,441 <RECOVERIES> 2,350 <ALLOWANCE-CLOSE> 248,741 <ALLOWANCE-DOMESTIC> 248,741 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 114,529