Page 1

Chase Manhattan Auto Owner Trust 1996-C

                         Statement to Certificateholders
                                 January 18 2000



        DISTRIBUTION IN DOLLARS
         ORIGINAL         PRIOR                                                                             CURRENT
         FACE             PRINCIPAL                                                     REALIZED  DEFERRED  PRINCIPAL
CLASS    VALUE            BALANCE         PRINCIPAL        INTEREST     TOTAL           LOSES     INTEREST  BALANCE
                                                                                    
A1       225,000,000.00             0.00            0.00         0.00            0.00   0.00      0.00                0.00
A2       239,000,000.00             0.00            0.00         0.00            0.00   0.00      0.00                0.00
A3       324,000,000.00       813,172.72      813,172.72     4,031.98      817,204.70   0.00      0.00                0.00
A4       178,000,000.00   178,000,000.00   12,030,661.11   912,250.00   12,942,911.11   0.00      0.00      165,969,338.89
B1        30,938,845.63    12,953,508.55      410,896.64    67,466.19      478,362.83   0.00      0.00       12,542,611.91
TOTALS   996,938,845.63   191,766,681.27  13,254,730.470   983,748.17   14,238,478.64   0.00      0.00      178,511,950.80




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                   PASS-THROUGH RATES
         PRIOR                                                     CURRENT                    CURRENT
         PRINCIPAL                                                 PRINCIPAL        CLASS     PASS THRU
CLASS    FACTOR           PRINCIPAL     INTEREST     TOTAL         FACTOR                     RATE
                                                                         
A1            .00000000     .00000000    .00000000     .00000000      .00000000     A1        5.489000 %
A2            .00000000     .00000000    .00000000     .00000000      .00000000     A2        5.750000 %
A3           2.50979235    2.50979235    .01244438    2.52223673      .00000000     A3        5.950000 %
A4       1,000.00000000   67.58798376   5.12500000   72.71298376   932.41201624     A4        6.150000 %
B1         418.68105568   13.28092990   2.18063049   15.46156039   405.40012578     B1        6.250000 %
TOTALS     192.35551118   13.29542983    .98676882   14.28219865   179.06008135


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Mark  McDermott
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-7016
Email: mark.mcdermott@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2


Chase Manhattan Auto Owner Trust 1996-C

                                 January 18 2000
                         STATEMENT TO CERTIFICATEHOLDERS

                                         Due Period                        37
                                         Due Period Beginning Date   12/01/99
                                         Due Period End Date         12/31/99
                                         Determination Date          01/10/00


                                                                                      
Section 5.8(iii)     Servicing Fee                                                              159,805.57
Section 5.8(iii)     Servicing Fee per $1000                                                    0.16029626

Section 5.8(iv)      Administration Fee                                                           1,000.00
Section 5.8(iv)      Administration Fee per $1000                                               0.00100307

Section 5.8(vi)      Pool Balance at the end of the Collection Period                       178,511,950.80

Section 5.8(vii)     Repurchase Amounts for Repurchased Receivable
                     By Seller                                                                        0.00
                     By Servicer                                                                243,921.38
                     TOTAL                                                                      243,921.38

Section 5.8(viii)    Realized Net Losses for Collection Period                                  113,275.53

Section 5.8(ix)      Reserve Account Balance after Disbursement                               7,477,041.34

Section 5.8(x)       Specified Reserve Account Balance                                        7,477,041.34

Section 5.8(xi)      Total Distribution Amount                                               14,637,241.90
                     Servicing Fee                                                              159,805.57
                     Administration Fee                                                           1,000.00
                     Noteholders Distribution Amount                                         13,760,115.81


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 3


Chase Manhattan Auto Owner Trust 1996-C

                                 January 18 2000


                                                                                          
                     Certficateholders Distribution Amount                                      478,362.83
                     Deposit to Reserve Account                                                 237,957.69


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION