Page 1 Chase Manhattan Auto Owner Trust 1996-C Statement to Certificateholders January 18 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 225,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 239,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 324,000,000.00 813,172.72 813,172.72 4,031.98 817,204.70 0.00 0.00 0.00 A4 178,000,000.00 178,000,000.00 12,030,661.11 912,250.00 12,942,911.11 0.00 0.00 165,969,338.89 B1 30,938,845.63 12,953,508.55 410,896.64 67,466.19 478,362.83 0.00 0.00 12,542,611.91 TOTALS 996,938,845.63 191,766,681.27 13,254,730.470 983,748.17 14,238,478.64 0.00 0.00 178,511,950.80 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.489000 % A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.750000 % A3 2.50979235 2.50979235 .01244438 2.52223673 .00000000 A3 5.950000 % A4 1,000.00000000 67.58798376 5.12500000 72.71298376 932.41201624 A4 6.150000 % B1 418.68105568 13.28092990 2.18063049 15.46156039 405.40012578 B1 6.250000 % TOTALS 192.35551118 13.29542983 .98676882 14.28219865 179.06008135 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1996-C January 18 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 37 Due Period Beginning Date 12/01/99 Due Period End Date 12/31/99 Determination Date 01/10/00 Section 5.8(iii) Servicing Fee 159,805.57 Section 5.8(iii) Servicing Fee per $1000 0.16029626 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00100307 Section 5.8(vi) Pool Balance at the end of the Collection Period 178,511,950.80 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 243,921.38 TOTAL 243,921.38 Section 5.8(viii) Realized Net Losses for Collection Period 113,275.53 Section 5.8(ix) Reserve Account Balance after Disbursement 7,477,041.34 Section 5.8(x) Specified Reserve Account Balance 7,477,041.34 Section 5.8(xi) Total Distribution Amount 14,637,241.90 Servicing Fee 159,805.57 Administration Fee 1,000.00 Noteholders Distribution Amount 13,760,115.81 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1996-C January 18 2000 Certficateholders Distribution Amount 478,362.83 Deposit to Reserve Account 237,957.69 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION