Page 1


Chase Manhattan Auto Owner Trust 1998-A

                         Statement to Certificateholders

                                 January 18 2000



   DISTRIBUTION IN DOLLARS
         ORIGINAL           PRIOR                                                                                   CURRENT
         FACE               PRINCIPAL                                                         REALIZED   DEFERRED   PRINCIPAL
CLASS    VALUE              BALANCE           PRINCIPAL       INTEREST        TOTAL           LOSES      INTEREST   BALANCE
                                                                                            
A1         238,000,000.00             0.00             0.00           0.00             0.00   0.00        0.00                0.00
A2         204,000,000.00             0.00             0.00           0.00             0.00   0.00        0.00                0.00
A3         294,000,000.00   161,204,840.61    19,600,657.61     765,722.99    20,366,380.60   0.00        0.00      141,604,183.00
A4         246,000,000.00   246,000,000.00             0.00   1,189,000.00     1,189,000.00   0.00        0.00      246,000,000.00
B1          30,620,164.79    30,620,164.79             0.00     153,100.82       153,100.82   0.00        0.00       30,620,164.79
TOTALS   1,012,620,164.79   437,825,005.40   19,600,657.610   2,107,823.81    21,708,481.42   0.00        0.00      418,224,347.79




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                            PASS-THROUGH RATES
                PRIOR                                                                     CURRENT                      CURRENT
               PRINCIPAL                                                                  PRINCIPAL         CLASS      PASS THRU
CLASS          FACTOR                 PRINCIPAL          INTEREST         TOTAL           FACTOR                       RATE
                                                                                                   
A1                  .00000000           .00000000         .00000000         .00000000        .00000000       A1         5.549000 %
A2                  .00000000           .00000000         .00000000         .00000000        .00000000       A2         5.679000 %
A3               548.31578439         66.66890344        2.60449997       69.27340340     481.64688095       A3         5.700000 %
A4             1,000.00000000           .00000000        4.83333333        4.83333333   1,000.00000000       A4         5.800000 %
B1             1,000.00000000           .00000000        4.99999987        4.99999987   1,000.00000000       B1         6.000000 %
TOTALS           432.36844438         19.35637694        2.08155425       21.43793120     413.01206744


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Mark  McDermott
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-7016
Email: mark.mcdermott@chase.com

                          (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2


Chase Manhattan Auto Owner Trust 1998-A

                                 January 18 2000

                         STATEMENT TO CERTIFICATEHOLDERS

                                    Due Period                               23
                                    Due Period Beginning Date          12/01/99
                                    Due Period End Date                12/31/99
                                    Determination Date                 01/10/00

                                                                               
Section 5.8(iii)    Servicing Fee                                                        364,854.17
Section 5.8(iii)    Servicing Fee per $1000                                              0.36030704

Section 5.8(iv)     Administration Fee                                                     1,000.00
Section 5.8(iv)     Administration Fee per $1000                                         0.00098754

Section 5.8(vi)     Pool Balance at the end of the Collection Period                 418,224,347.79

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                  0.00
                    By Servicer                                                           88,124.56
                    TOTAL                                                                 88,124.56

Section 5.8(viii)   Realized Net Losses for Collection Period                            294,593.26

Section 5.8(ix)     Reserve Account Balance after Disbursement                        12,546,730.43

Section 5.8(x)      Specified Reserve Account Balance                                 12,546,730.43

Section 5.8(xi)     Total Distribution Amount                                         22,451,318.37
                    Servicing Fee                                                        364,854.17
                    Administration Fee                                                     1,000.00
                    Noteholders Distribution Amount                                   21,555,380.60


                          (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 3


Chase Manhattan Auto Owner Trust 1998-A

                                 January 18 2000


                                                                                   
                    Certficateholders Distribution Amount                                153,100.82
                    Deposit to Reserve Account                                           376,982.78


                          (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION