Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders January 18 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 161,204,840.61 19,600,657.61 765,722.99 20,366,380.60 0.00 0.00 141,604,183.00 A4 246,000,000.00 246,000,000.00 0.00 1,189,000.00 1,189,000.00 0.00 0.00 246,000,000.00 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 TOTALS 1,012,620,164.79 437,825,005.40 19,600,657.610 2,107,823.81 21,708,481.42 0.00 0.00 418,224,347.79 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.549000 % A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.679000 % A3 548.31578439 66.66890344 2.60449997 69.27340340 481.64688095 A3 5.700000 % A4 1,000.00000000 .00000000 4.83333333 4.83333333 1,000.00000000 A4 5.800000 % B1 1,000.00000000 .00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000 % TOTALS 432.36844438 19.35637694 2.08155425 21.43793120 413.01206744 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark McDermott The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-7016 Email: mark.mcdermott@chase.com (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1998-A January 18 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 23 Due Period Beginning Date 12/01/99 Due Period End Date 12/31/99 Determination Date 01/10/00 Section 5.8(iii) Servicing Fee 364,854.17 Section 5.8(iii) Servicing Fee per $1000 0.36030704 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 418,224,347.79 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 88,124.56 TOTAL 88,124.56 Section 5.8(viii) Realized Net Losses for Collection Period 294,593.26 Section 5.8(ix) Reserve Account Balance after Disbursement 12,546,730.43 Section 5.8(x) Specified Reserve Account Balance 12,546,730.43 Section 5.8(xi) Total Distribution Amount 22,451,318.37 Servicing Fee 364,854.17 Administration Fee 1,000.00 Noteholders Distribution Amount 21,555,380.60 (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1998-A January 18 2000 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 376,982.78 (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION