Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders March 15, 2000 DISTRIBUTION IN DOLLARS CURRENT ORIGINAL PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS FACE VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE - ----- ----- ------- --------- -------- ----- ----- -------- ------- A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 112,374,595.81 15,713,864.24 599,331.18 16,313,195.42 0.00 0.00 96,660,731.57 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 233,028,313.94 15,713,864.240 1,257,266.37 16,971,130.61 0.00 0.00 217,314,449.70 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE - ----- ------ --------- -------- ----- ------ ----- ---- A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.545000% A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.950000% A3 .00000000 .00000000 .00000000 .00000000 .00000000 A3 6.250000% A4 681.05815642 95.23554085 3.63231018 98.86785103 585.82261558 A4 6.400000% A5 1,000.00000000 .00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000% B1 1,000.00000000 .00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000% TOTALS 199.05827858 13.42315323 1.07398657 14.49713980 185.63512534 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders March 15, 2000 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1997-A March 15, 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 36 Due Period Beginning Date 02/01/00 Due Period End Date 02/29/00 Determination Date 03/10/00 Section 5.8(iii) Servicing Fee 194,190.26 Section 5.8(iii) Servicing Fee per $1000 0.16588190 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 217,314,449.70 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 97,771.58 TOTAL 97,771.58 Section 5.8(viii) Realized Net Losses for Collection Period 212,464.27 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 17,280,815.39 Servicing Fee 194,190.26 Administration Fee 1,000.00 Noteholders Distribution Amount 16,776,320.42 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 4 Chase Manhattan Auto Owner Trust 1997-A March 15, 2000 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 114,494.52 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION