Page 1
Chase Manhattan Auto Owner Trust 1997-A


                         Statement to Certificateholders
                                 March 15, 2000



          DISTRIBUTION
           IN DOLLARS                                                                                      CURRENT
            ORIGINAL          PRINCIPAL                                                       REALIZED     DEFERRED     PRINCIPAL
CLASS      FACE VALUE          BALANCE          PRINCIPAL         INTEREST        TOTAL         LOSES      INTEREST      BALANCE
- -----        -----             -------          ---------         --------        -----         -----      --------      -------
                                                                                             
A1        250,000,000.00        0.00             0.00              0.00           0.00          0.00         0.00         0.00
A2        365,000,000.00        0.00             0.00              0.00           0.00          0.00         0.00         0.00
A3        270,000,000.00        0.00             0.00              0.00           0.00          0.00         0.00         0.00
A4        165,000,000.00   112,374,595.81    15,713,864.24      599,331.18    16,313,195.42     0.00         0.00     96,660,731.57
A5         85,500,000.00    85,500,000.00        0.00           463,125.00       463,125.00     0.00         0.00     85,500,000.00
B1         35,153,718.13    35,153,718.13        0.00           194,810.19       194,810.19     0.00         0.00     35,153,718.13
TOTALS  1,170,653,718.13   233,028,313.94    15,713,864.240   1,257,266.37    16,971,130.61     0.00         0.00    217,314,449.70



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                     PASS-THROUGH RATES
              PRIOR                                                              CURRENT                    CURRENT
            PRINCIPAL                                                           PRINCIPAL                  PASS THRU
CLASS        FACTOR          PRINCIPAL        INTEREST           TOTAL           FACTOR         CLASS         RATE
- -----        ------          ---------        --------           -----           ------         -----         ----
                                                                                      
A1          .00000000        .00000000        .00000000        .00000000       .00000000          A1       5.545000%
A2          .00000000        .00000000        .00000000        .00000000       .00000000          A2       5.950000%
A3          .00000000        .00000000        .00000000        .00000000       .00000000          A3       6.250000%
A4       681.05815642      95.23554085       3.63231018      98.86785103    585.82261558          A4       6.400000%
A5     1,000.00000000        .00000000       5.41666667       5.41666667  1,000.00000000          A5       6.500000%
B1     1,000.00000000        .00000000       5.54166672       5.54166672  1,000.00000000          B1       6.650000%
TOTALS   199.05827858      13.42315323       1.07398657      14.49713980    185.63512534



                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                         Page 2
Chase Manhattan Auto Owner Trust 1997-A

                         Statement to Certificateholders
                                 March 15, 2000










IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                          Page 3
Chase Manhattan Auto Owner Trust 1997-A

                                 March 15, 2000
                         STATEMENT TO CERTIFICATEHOLDERS

                        Due Period                                           36
                        Due Period Beginning Date                      02/01/00
                        Due Period End Date                            02/29/00
                        Determination Date                             03/10/00

Section 5.8(iii)  Servicing Fee                                      194,190.26
Section 5.8(iii)  Servicing Fee per $1000                             0.16588190

Section 5.8(iv)   Administration Fee                                   1,000.00
Section 5.8(iv)   Administration Fee per $1000                       0.00085422

Section 5.8(vi)   Pool Balance at the end of the Collection
                    Period                                       217,314,449.70

Section 5.8(vii)  Repurchase Amounts for Repurchased Receivable
                  By Seller                                                0.00
                  By Servicer                                         97,771.58
                  TOTAL                                               97,771.58

Section 5.8(viii) Realized Net Losses for Collection Period          212,464.27

Section 5.8(ix)   Reserve Account Balance after Disbursement       8,779,902.89

Section 5.8(x)    Specified Reserve Account Balance                8,779,902.89

Section 5.8(xi)   Total Distribution Amount                       17,280,815.39
                  Servicing Fee                                      194,190.26
                  Administration Fee                                   1,000.00
                  Noteholders Distribution Amount                 16,776,320.42

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                         Page 4
Chase Manhattan Auto Owner Trust 1997-A

                                 March 15, 2000

      Certficateholders Distribution Amount                          194,810.19
      Deposit to Reserve Account                                     114,494.52



                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION