Chase Manhattan Auto Owner Trust 1997-B
                                                                     Statement to Certificateholders
                                                                     March 15, 2000
       DISTRIBUTION IN DOLLARS
                ORIGINAL              PRIOR                                                                             CURRENT
                  FACE              PRINCIPAL                                                    REALIZED   DEFERRED   PRINCIPAL
CLASS             VALUE              BALANCE           PRINCIPAL     INTEREST         TOTAL        LOSES    INTEREST     BALANCE
                                                                                              
A1                200,000,000.00             0.00            0.00           0.00           0.00    0.00       0.00              0.00
A2                294,000,000.00             0.00            0.00           0.00           0.00    0.00       0.00              0.00
A3                227,000,000.00     4,383,622.18    4,383,622.18      23,196.67   4,406,818.85    0.00       0.00              0.00
A4                133,000,000.00   133,000,000.00   10,716,103.69     720,416.67  11,436,520.36    0.00       0.00    122,283,896.31
A5                 70,000,000.00    70,000,000.00            0.00     385,000.00     385,000.00    0.00       0.00     70,000,000.00
B1                 29,148,275.79    29,148,275.79            0.00     163,959.05     163,959.05    0.00       0.00     29,148,275.79
TOTALS            953,148,275.79   236,531,897.97  15,099,725.870   1,292,572.39  16,392,298.26    0.00       0.00    221,432,172.10


         FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                      PASS-THROUGH RATES
                 PRIOR                                                               CURRENT                            CURRENT
                 PRINCIPAL                                                           PRINCIPAL              CLASS       PASS THRU
CLASS            FACTOR               PRINCIPAL        INTEREST      TOTAL            FACTOR                            RATE
                                                                                                 
A1                     .00000000        .00000000       .00000000      .00000000        .00000000           A1          5.744000 %
A2                     .00000000        .00000000       .00000000      .00000000        .00000000           A2          6.100000 %
A3                   19.31111093      19.31111093       .10218797    19.41329890        .00000000           A3          6.350000 %
A4                1,000.00000000      80.57220820      5.41666669    85.98887489     919.42779180           A4          6.500000 %
A5                1,000.00000000        .00000000      5.50000000     5.50000000   1,000.00000000           A5          6.600000 %
B1                1,000.00000000        .00000000      5.62499995     5.62499995   1,000.00000000           B1          6.750000 %
TOTALS              248.15855411      15.84194847      1.35610841    17.19805688     232.31660564




Chase Manhattan Auto Owner Trust 1997-B
                                 Statement to Certificateholders
                                 March 15, 2000


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW.

Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W 33rd Street, 14th Floor
New York, New York 10001
Tel: (212) 946-3247
E-mail: kimberly.k.costa@chase.com





Chase Manhattan Auto Owner Trust 1997-B

                                  March 15, 2000
                         Statement to Certificateholders
                                                                                            
                                   Due Period                                                                 33
                                   Due Period Beginning Date                                            02/01/00
                                   Due Period End Date                                                  02/29/00
                                   Determination Date                                                   03/10/00

Section 5.8 (iii)             Servicing Fee                                                           197,109.91
Section 5.8 (iii)             Servicing Fee per $1000                                                 0.20679879

Section 5.8 (iv)              Administration Fee                                                        1,000.00
Section 5.8 (iv)              Administration Fee per $1000                                            0.00104915

Section 5.8 (vi)              Pool Balance at the end of the Collection Period                    221,432,172.10

Section 5.8 (vii)             Repurchase Amounts for Repurchased Receivable
                              By Seller                                                                     0.00
                              By Servicer                                                             116,427.07
                              TOTAL                                                                   116,427.07

Section 5.8 (viii)            Realized Net Losses for Collection Period                               150,253.64

Section 5.8 (ix)              Reserve Account Balance after Disbursement                            7,148,612.07

Section 5.8 (x)               Specified Reserve Account Balance                                     7,148,612.07

Section 5.8 (xi)              Total Distribution Amount                                            16,806,200.45
                              Servicing Fee                                                           197,109.91
                              Administration Fee                                                        1,000.00
                              Noteholders Distribution Amount                                      16,228,339.21



Chase Manhattan Auto Owner Trust 1997-B


                                  March 15, 2000
                                                                                            

                              Certificateholders Distribution Amount                                  163,959.05
                              Deposit to Reverse Account                                              215,792.28