Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders March 15, 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 227,000,000.00 4,383,622.18 4,383,622.18 23,196.67 4,406,818.85 0.00 0.00 0.00 A4 133,000,000.00 133,000,000.00 10,716,103.69 720,416.67 11,436,520.36 0.00 0.00 122,283,896.31 A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00 0.00 0.00 70,000,000.00 B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05 0.00 0.00 29,148,275.79 TOTALS 953,148,275.79 236,531,897.97 15,099,725.870 1,292,572.39 16,392,298.26 0.00 0.00 221,432,172.10 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.744000 % A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 6.100000 % A3 19.31111093 19.31111093 .10218797 19.41329890 .00000000 A3 6.350000 % A4 1,000.00000000 80.57220820 5.41666669 85.98887489 919.42779180 A4 6.500000 % A5 1,000.00000000 .00000000 5.50000000 5.50000000 1,000.00000000 A5 6.600000 % B1 1,000.00000000 .00000000 5.62499995 5.62499995 1,000.00000000 B1 6.750000 % TOTALS 248.15855411 15.84194847 1.35610841 17.19805688 232.31660564 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders March 15, 2000 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW. Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W 33rd Street, 14th Floor New York, New York 10001 Tel: (212) 946-3247 E-mail: kimberly.k.costa@chase.com Chase Manhattan Auto Owner Trust 1997-B March 15, 2000 Statement to Certificateholders Due Period 33 Due Period Beginning Date 02/01/00 Due Period End Date 02/29/00 Determination Date 03/10/00 Section 5.8 (iii) Servicing Fee 197,109.91 Section 5.8 (iii) Servicing Fee per $1000 0.20679879 Section 5.8 (iv) Administration Fee 1,000.00 Section 5.8 (iv) Administration Fee per $1000 0.00104915 Section 5.8 (vi) Pool Balance at the end of the Collection Period 221,432,172.10 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 116,427.07 TOTAL 116,427.07 Section 5.8 (viii) Realized Net Losses for Collection Period 150,253.64 Section 5.8 (ix) Reserve Account Balance after Disbursement 7,148,612.07 Section 5.8 (x) Specified Reserve Account Balance 7,148,612.07 Section 5.8 (xi) Total Distribution Amount 16,806,200.45 Servicing Fee 197,109.91 Administration Fee 1,000.00 Noteholders Distribution Amount 16,228,339.21 Chase Manhattan Auto Owner Trust 1997-B March 15, 2000 Certificateholders Distribution Amount 163,959.05 Deposit to Reverse Account 215,792.28