Exhibit 20.1

                                                                          Page 1
Chase Manhattan Auto Owner Trust 1998-A

                         Statement to Certificateholders
                                  March 15 2000



       DISTRIBUTION IN DOLLAR
             ORIGINAL              PRIOR                                                                             CURRENT
              FACE                PRINCIPAL                                                 REALIZED   DEFERRED     PRINCIPAL
CLASS         VALUE                BALANCE         PRINCIPAL      INTEREST         TOTAL      LOSES    INTEREST      BALANCE
                                                                                        
A1         238,000,000.00                0.00            0.00          0.00           0.00    0.00       0.00              0.00
A2         204,000,000.00                0.00            0.00          0.00           0.00    0.00       0.00              0.00
A3         294,000,000.00      122,471,917.61   18,832,035.25    581,741.61  19,413,776.86    0.00       0.00    103,639,882.36
A4         246,000,000.00      246,000,000.00            0.00  1,189,000.00   1,189,000.00    0.00       0.00    246,000,000.00
B1          30,620,164.79       30,620,164.79            0.00    153,100.82     153,100.82    0.00       0.00     30,620,164.79
TOTALS   1,012,620,164.79      399,092,082.40   18,832,035.250 1,923,842.43  20,755,877.68    0.00       0.00    380,260,047.15




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                        PASS-THROUGH RATES
            PRIOR                                                                     CURRENT                         CURRENT
           PRINCIPAL                                                                 PRINCIPAL         CLASS         PASS THRU
CLASS       FACTOR              PRINCIPAL          INTEREST           TOTAL            FACTOR                           RATE
                                                                                                 
A1           .00000000           .00000000         .00000000         .00000000        .00000000          A1           5.549000 %
A2           .00000000           .00000000         .00000000         .00000000        .00000000          A2           5.679000 %
A3        416.57114833         64.05454167        1.97871296       66.03325463     352.51660667          A3           5.700000 %
A4      1,000.00000000           .00000000        4.83333333        4.83333333   1,000.00000000          A4           5.800000 %
B1      1,000.00000000           .00000000        4.99999987        4.99999987   1,000.00000000          B1           6.000000 %
TOTALS    394.11824520         18.59733383        1.89986581       20.49719964     375.52091137


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com





                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-A

                                  March 15 2000
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                    

                               Due Period                                                            25
                               Due Period Beginning Date                                       02/01/00
                               Due Period End Date                                             02/29/00
                               Determination Date                                              03/15/00

Section 5.8(iii)   Servicing Fee                                                             332,576.74
Section 5.8(iii)   Servicing Fee per $1000                                                   0.32843188

Section 5.8(iv)    Administration Fee                                                          1,000.00
Section 5.8(iv)    Administration Fee per $1000                                              0.00098754

Section 5.8(vi)    Pool Balance at the end of the Collection Period                      380,260,047.15

Section 5.8(vii)   Repurchase Amounts for Repurchased Receivable
                   By Seller                                                                       0.00
                   By Servicer                                                                67,535.97
                   TOTAL                                                                      67,535.97

Section 5.8(viii)  Realized Net Losses for Collection Period                                 415,574.75

Section 5.8(ix)    Reserve Account Balance after Disbursement                             11,407,801.41

Section 5.8(x)     Specified Reserve Account Balance                                      11,407,801.41

Section 5.8(xi)    Total Distribution Amount                                              21,412,839.03
                   Servicing Fee                                                             332,576.74
                   Administration Fee                                                          1,000.00
                   Noteholders Distribution Amount                                        20,602,776.86





                                                                          Page 3
Chase Manhattan Auto Owner Trust 1998-A




                               March 15 2000
                                                                                          
                   Certficateholders Distribution Amount                                     153,100.82
                   Deposit to Reserve Account                                                323,384.61