Exhibit 20.1 Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders March 15 2000 DISTRIBUTION IN DOLLAR ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 122,471,917.61 18,832,035.25 581,741.61 19,413,776.86 0.00 0.00 103,639,882.36 A4 246,000,000.00 246,000,000.00 0.00 1,189,000.00 1,189,000.00 0.00 0.00 246,000,000.00 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 TOTALS 1,012,620,164.79 399,092,082.40 18,832,035.250 1,923,842.43 20,755,877.68 0.00 0.00 380,260,047.15 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.549000 % A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.679000 % A3 416.57114833 64.05454167 1.97871296 66.03325463 352.51660667 A3 5.700000 % A4 1,000.00000000 .00000000 4.83333333 4.83333333 1,000.00000000 A4 5.800000 % B1 1,000.00000000 .00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000 % TOTALS 394.11824520 18.59733383 1.89986581 20.49719964 375.52091137 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com Page 2 Chase Manhattan Auto Owner Trust 1998-A March 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 25 Due Period Beginning Date 02/01/00 Due Period End Date 02/29/00 Determination Date 03/15/00 Section 5.8(iii) Servicing Fee 332,576.74 Section 5.8(iii) Servicing Fee per $1000 0.32843188 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 380,260,047.15 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 67,535.97 TOTAL 67,535.97 Section 5.8(viii) Realized Net Losses for Collection Period 415,574.75 Section 5.8(ix) Reserve Account Balance after Disbursement 11,407,801.41 Section 5.8(x) Specified Reserve Account Balance 11,407,801.41 Section 5.8(xi) Total Distribution Amount 21,412,839.03 Servicing Fee 332,576.74 Administration Fee 1,000.00 Noteholders Distribution Amount 20,602,776.86 Page 3 Chase Manhattan Auto Owner Trust 1998-A March 15 2000 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 323,384.61