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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                         Date of Report: April 17, 2000


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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                  (Originator of the Trust referred to herein)


                        CHASE MANHATTAN AUTO TRUST 1998-B
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                                    (Issuer)
           (Exact name of the registrant as specified in its charter)


        United States                   333-36939                 22-2382028
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(State or other jurisdiction    (Commission File Number)     (IRS Employer
of incorporation)                                            Identification No.)


            802 Delaware Avenue, Wilmington, Delaware          19801
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            (Address of principal executive offices)         (Zip Code)

Registrant's telephone number, including area code: (302) 575-5033

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Item 5.  Other Events:

         Chase Manhattan Auto Owner Trust 1998-B is the issuer of four
outstanding classes of Asset Backed Notes and a single class of Asset Backed
Certificates. The notes and certificates are serviced in accordance with the
Sale and Servicing Agreement, dated as of April 1, 1998, as amended. The parties
to the Sale and Servicing Agreement are: Chase Manhattan Bank USA, National
Association, as seller and as servicer, and Chase Manhattan Owner Trust, as
issuer.

         On April 17, 2000, Chase USA, as servicer, distributed monthly interest
to the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for each of the series as required by
the Sale and Servicing Agreement. A copy of the monthly statement to
certificateholders is being filed as Exhibit 20.1 to this Current Report on Form
8-K.


Item 7(c).    Exhibits

              Exhibits        Description
              --------        ---------------

              20.1            Monthly Statement to Certificateholders with
                              respect to the April 17, 2000 distribution.









                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated:  April 26, 2000

                                    By: THE CHASE MANHATTAN BANK,
                                    USA, NATIONAL ASSOCIATION
                                    as Servicer


                                    By:  /s/ Patricia Garvey
                                    ------------------------
                                    Name:  Patricia Garvey
                                    Title: Vice President










                                INDEX TO EXHIBITS
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Exhibit No.                     Description
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20.1                            Statement to Certificateholders dated
                                4/17/2000 delivered pursuant to Section 5.8
                                of the Sale and Servicing Agreement dated
                                as of April 1, 1998.