Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders April 17 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 96,660,731.57 16,472,745.11 515,523.90 16,988,269.01 0.00 0.00 80,187,986.46 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 217,314,449.70 16,472,745.11 1,173,459.09 17,646,204.20 0.00 0.00 200,841,704.59 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.545000 % A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.950000 % A3 .00000000 .00000000 .00000000 .00000000 .00000000 A3 6.250000 % A4 585.82261558 99.83481885 3.12438727 102.95920612 485.98779673 A4 6.400000 % A5 1,000.00000000 .00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000 % B1 1,000.00000000 .00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000 % TOTALS 185.63512534 14.07140716 1.00239641 15.07380357 171.56371819 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders April 17 2000 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1997-A April 17 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 37 Due Period Beginning Date 3/01/00 Due Period End Date 3/31/00 Determination Date 4/10/00 Section 5.8(iii) Servicing Fee 181,095.37 SectFion 5.8(iii) Servicing Fee per $1000 0.15469594 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 200,841,704.59 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 137,813.32 TOTAL 137,813.32 Section 5.8(viii) Realized Net Losses for Collection Period 87,771.73 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 18,056,502.30 Servicing Fee 181,095.37 Administration Fee 1,000.00 Noteholders Distribution Amount 17,451,394.01 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 4 Chase Manhattan Auto Owner Trust 1997-A April 17 2000 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 228,202.73 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION