Page 1

Chase Manhattan Auto Owner Trust 1997-A

                                                 Statement to Certificateholders
                                                 April 17 2000



       DISTRIBUTION IN DOLLARS
              ORIGINAL                 PRIOR                                                                            CURRENT
                FACE                 PRINCIPAL                                                    REALIZED DEFERRED    PRINCIPAL
CLASS          VALUE                  BALANCE         PRINCIPAL        INTEREST         TOTAL      LOSES   INTEREST     BALANCE
                                                                                             
A1         250,000,000.00                    0.00             0.00           0.00            0.00   0.00     0.00              0.00
A2         365,000,000.00                    0.00             0.00           0.00            0.00   0.00     0.00              0.00
A3         270,000,000.00                    0.00             0.00           0.00            0.00   0.00     0.00              0.00
A4         165,000,000.00           96,660,731.57    16,472,745.11     515,523.90   16,988,269.01   0.00     0.00     80,187,986.46
A5          85,500,000.00           85,500,000.00             0.00     463,125.00      463,125.00   0.00     0.00     85,500,000.00
B1          35,153,718.13           35,153,718.13             0.00     194,810.19      194,810.19   0.00     0.00     35,153,718.13
TOTALS   1,170,653,718.13          217,314,449.70    16,472,745.11   1,173,459.09   17,646,204.20   0.00     0.00    200,841,704.59




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                           PASS-THROUGH RATES
                PRIOR                                                      CURRENT                     CURRENT
              PRINCIPAL                                                   PRINCIPAL                   PASS THRU
CLASS          FACTOR        PRINCIPAL     INTEREST       TOTAL            FACTOR         CLASS         RATE
                                                                                 
A1              .00000000     .00000000    .00000000      .00000000         .00000000       A1        5.545000 %
A2              .00000000     .00000000    .00000000      .00000000         .00000000       A2        5.950000 %
A3              .00000000     .00000000    .00000000      .00000000         .00000000       A3        6.250000 %
A4           585.82261558   99.83481885   3.12438727   102.95920612      485.98779673       A4        6.400000 %
A5         1,000.00000000     .00000000   5.41666667     5.41666667    1,000.00000000       A5        6.500000 %
B1         1,000.00000000     .00000000   5.54166672     5.54166672    1,000.00000000       B1        6.650000 %
TOTALS       185.63512534   14.07140716   1.00239641    15.07380357      171.56371819


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2

Chase Manhattan Auto Owner Trust 1997-A

                                                 Statement to Certificateholders
                                                 April 17 2000

IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 3

Chase Manhattan Auto Owner Trust 1997-A



                                         April 17 2000
                         STATEMENT TO CERTIFICATEHOLDERS

                                                                         
                                         Due Period                              37
                                         Due Period Beginning Date          3/01/00
                                         Due Period End Date                3/31/00
                                         Determination Date                 4/10/00


                                                                                        
Section 5.8(iii)    Servicing Fee                                                              181,095.37
SectFion 5.8(iii)   Servicing Fee per $1000                                                    0.15469594

Section 5.8(iv)     Administration Fee                                                           1,000.00
Section 5.8(iv)     Administration Fee per $1000                                               0.00085422

Section 5.8(vi)     Pool Balance at the end of the Collection Period                       200,841,704.59

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                        0.00
                    By Servicer                                                                137,813.32
                    TOTAL                                                                      137,813.32

Section 5.8(viii)   Realized Net Losses for Collection Period                                   87,771.73

Section 5.8(ix)     Reserve Account Balance after Disbursement                               8,779,902.89

Section 5.8(x)      Specified Reserve Account Balance                                        8,779,902.89

Section 5.8(xi)     Total Distribution Amount                                               18,056,502.30
                    Servicing Fee                                                              181,095.37
                    Administration Fee                                                           1,000.00
                    Noteholders Distribution Amount                                         17,451,394.01


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION

                                                                          Page 4

Chase Manhattan Auto Owner Trust 1997-A

                                                                   April 17 2000

Certficateholders Distribution Amount                                 194,810.19
Deposit to Reserve Account                                            228,202.73

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION