SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                          Date of Report: May 15, 2000

                    CHASE MANHATTAN CREDIT CARD MASTER TRUST
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                          (Exact name of registrant as
                            specified in its charter)

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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                             (Sponsor of the Trust)


                                                                    
         United States                         33-40006                            22-2382028
- ------------------------------        -------------------------------     --------------------------------
(State or other jurisdiction          (Commission File Number)            (IRS Employer
of incorporation)                                                         Identification No.)



    802 Delaware Avenue, Wilmington, Delaware                       19801
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    (Address of principal executive offices)                      (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5050







Item 5.  Other Events:


         Chase Manhattan Credit Card Master Trust is the issuer of 1 outstanding
series of asset backed certificates. The asset-backed certificates are serviced
in accordance with the Pooling and Servicing Agreement, dated as of June 1,
1991, as amended. The parties to the Pooling and Servicing Agreement are: Chase
Manhattan Bank USA, N.A., as servicer, and Yasuda Bank and Trust Company
(U.S.A.), as trustee.

         On May 15, 2000, Chase, as servicer, distributed monthly interest to
the holders of the Series 1996-3 certificates. Chase furnished a copy of the
monthly certificateholders' report required by the Pooling and Servicing
Agreement. Copies of those monthly certificateholders' reports are being filed
as Exhibit 20.1 to this Current Report on Form 8-K.

Item 7(c).        Exhibits

                  Exhibits           Description
                  ----------         ---------------

                  20.1               Monthly Certificateholders' Statements with
                                     respect to the May 15, 2000 distribution.






                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Dated: May 24, 1999

                                       Chase Manhattan Credit Card Master Trust,

                                       By: Chase Manhattan Bank USA, N.A.,
                                       as Servicer

                                       By:  /s/ Patricia Garvey
                                            -------------------------------
                                       Name:    Patricia Garvey
                                       Title:   Vice President






                                  INDEX TO EXHIBITS
                                  ----------------------------

Exhibit No.                       Description
- ---------------                   -----------------
20.1                              Monthly Certificateholders' Statement with
                                  respect to the May 15, 2000 distribution to
                                  Certificateholders for Series 1996-3