SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)

                     of the Securities Exchange Act of 1934

                          Date of Report: May 15, 2000

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
                 ----------------------------------------------
                  (Originator of the Trust referred to herein)


                        CHASE MANHATTAN AUTO TRUST 1998-B
                        ---------------------------------
                                    (Issuer)

           (Exact name of the registrant as specified in its charter)


         United States                333-36939               22-2382028
- ----------------------------   ------------------------    ------------------
(State or other jurisdiction   (Commission File Number)    (IRS Employer
of incorporation)                                         Identification No.)


                   802 Delaware Avenue, Wilmington, Delaware           19801
                   -----------------------------------------         ----------
                    (Address of principal executive offices)         (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5033



Item 5.  Other Events:

     Chase Manhattan Auto Owner Trust 1998-B is the issuer of four outstanding
classes of Asset Backed Notes and a single class of Asset Backed Certificates.
The notes and certificates are serviced in accordance with the Sale and
Servicing Agreement, dated as of April 1, 1998, as amended. The parties to the
Sale and Servicing Agreement are: Chase Manhattan Bank USA, National
Association, as seller and as servicer, and Chase Manhattan Owner Trust, as
issuer.

     On May 15, 2000, Chase USA, as servicer, distributed monthly interest to
the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for each of the series as required by
the Sale and Servicing Agreement. A copy of the monthly statement to
certificateholders is being filed as Exhibit 20.1 to this Current Report on Form
8-K.

Item 7(c).     Exhibits

               Exhibits          Description
               ----------        ---------------

               20.1              Monthly Statement to Certificateholders
                                 with respect to the May 15, 2000 distribution.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.

Dated:  May 24, 2000

                                   By: THE CHASE MANHATTAN BANK,
                                   USA, NATIONAL ASSOCIATION
                                   as Servicer


                                   By: /s/ Patricia Garvey
                                   -----------------------------------
                                   Name:  Patricia Garvey
                                   Title: Vice President



                              INDEX TO EXHIBITS
                              ----------------------------

Exhibit No.                   Description
- ---------------               -----------------
20.1                          Statement to Certificateholders dated 5/15/2000
                              delivered pursuant to Section 5.8 of the Sale and
                              Servicing Agreement dated as of April 1, 1998.