Page 1
Chase Manhattan Auto Owner Trust 1997-A
                                                 Statement to Certificateholders
                                                                     May 15 2000




       DISTRIBUTION IN DOLLARS
              ORIGINAL             PRIOR                                                                                CURRENT
               FACE              PRINCIPAL                                                    REALIZED   DEFERRED       PRINCIPAL
 CLASS        VALUE               BALANCE         PRINCIPAL       INTEREST        TOTAL         LOSES    INTEREST        BALANCE
                                                                                           
A1              250,000,000.00            0.00            0.00           0.00           0.00     0.00     0.00                0.00
A2              365,000,000.00            0.00            0.00           0.00           0.00     0.00     0.00                0.00
A3              270,000,000.00            0.00            0.00           0.00           0.00     0.00     0.00                0.00
A4              165,000,000.00   80,187,986.46   13,519,881.27     427,669.26  13,947,550.53     0.00     0.00       66,668,105.19
A5               85,500,000.00   85,500,000.00            0.00     463,125.00     463,125.00     0.00     0.00       85,500,000.00
B1               35,153,718.13   35,153,718.13            0.00     194,810.19     194,810.19     0.00     0.00       35,153,718.13
TOTALS        1,170,653,718.13  200,841,704.59   13,519,881.27   1,085,604.45  14,605,485.72     0.00     0.00      187,321,823.32




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                             PASS-THROUGH RATES
             PRIOR                                                            CURRENT                                    CURRENT
            PRINCIPAL                                                        PRINCIPAL                    CLASS         PASS THRU
 CLASS       FACTOR            PRINCIPAL       INTEREST       TOTAL            FACTOR                                     RATE
                                                                                                   
A1              0.00000000      0.00000000      0.00000000     0.00000000       0.00000000              A1               5.545000 %
A2              0.00000000      0.00000000      0.00000000     0.00000000       0.00000000              A2               5.950000 %
A3              0.00000000      0.00000000      0.00000000     0.00000000       0.00000000              A3               6.250000 %
A4            485.98779673     81.93867436      2.59193491    84.53060927     404.04912236              A4               6.400000 %
A5          1,000.00000000      0.00000000      5.41666667     5.41666667   1,000.00000000              A5               6.500000 %
B1          1,000.00000000      0.00000000      5.54166672     5.54166672   1,000.00000000              B1               6.650000 %
TOTALS        171.56371819     11.54900126      0.92734891    12.47635017     160.01471692







                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION





                                                                          Page 2
Chase Manhattan Auto Owner Trust 1997-A
                                                 Statement to Certificateholders
                                                                     May 15 2000
















IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 3
Chase Manhattan Auto Owner Trust 1997-A
                                                                     May 15 2000
                                                 STATEMENT TO CERTIFICATEHOLDERS




                                                                                                             
                                                                      Due Period                                                38
                                                                      Due Period Beginning Date                           04/01/00
                                                                      Due Period End Date                                 04/30/00
                                                                      Determination Date                                  05/10/00

Section 5.8(iii)           Servicing Fee                                                                                167,368.09
SectFion 5.8(iii)          Servicing Fee per $1000                                                                      0.14296977

Section 5.8(iv)            Administration Fee                                                                             1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                 0.00085422

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                         187,321,823.32

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                          0.00
                           By Servicer                                                                                  131,289.11
                           TOTAL                                                                                        131,289.11

Section 5.8(viii)          Realized Net Losses for Collection Period                                                    163,328.60

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 8,779,902.89

Section 5.8(x)             Specified Reserve Account Balance                                                          8,779,902.89

Section 5.8(xi)            Total Distribution Amount                                                                 14,793,417.90
                           Servicing Fee                                                                                167,368.09
                           Administration Fee                                                                             1,000.00
                           Noteholders Distribution Amount                                                           14,410,675.53


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                          Page 4
Chase Manhattan Auto Owner Trust 1997-A
                                                                     May 15 2000




                                                                                                          
             Certficateholders Distribution Amount                                                             194,810.19
             Deposit to Reserve Account                                                                         19,564.09



                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION