Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders May 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 80,187,986.46 13,519,881.27 427,669.26 13,947,550.53 0.00 0.00 66,668,105.19 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 200,841,704.59 13,519,881.27 1,085,604.45 14,605,485.72 0.00 0.00 187,321,823.32 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000 % A4 485.98779673 81.93867436 2.59193491 84.53060927 404.04912236 A4 6.400000 % A5 1,000.00000000 0.00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000 % B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000 % TOTALS 171.56371819 11.54900126 0.92734891 12.47635017 160.01471692 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders May 15 2000 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1997-A May 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 38 Due Period Beginning Date 04/01/00 Due Period End Date 04/30/00 Determination Date 05/10/00 Section 5.8(iii) Servicing Fee 167,368.09 SectFion 5.8(iii) Servicing Fee per $1000 0.14296977 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 187,321,823.32 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 131,289.11 TOTAL 131,289.11 Section 5.8(viii) Realized Net Losses for Collection Period 163,328.60 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 14,793,417.90 Servicing Fee 167,368.09 Administration Fee 1,000.00 Noteholders Distribution Amount 14,410,675.53 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 4 Chase Manhattan Auto Owner Trust 1997-A May 15 2000 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 19,564.09 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION