Page 1 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders May 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 227,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 133,000,000.00 106,630,623.48 12,492,899.39 577,582.54 13,070,481.93 0.00 0.00 94,137,724.09 A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00 0.00 0.00 70,000,000.00 B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05 0.00 0.00 29,148,275.79 TOTALS 953,148,275.79 205,778,899.27 12,492,899.39 1,126,541.59 13,619,440.98 0.00 0.00 193,285,999.88 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.744000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.100000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.350000 % A4 801.73401113 93.93157436 4.34272586 98.27430023 707.80243677 A4 6.500000 % A5 1,000.00000000 0.00000000 5.50000000 5.50000000 1,000.00000000 A5 6.600000 % B1 1,000.00000000 0.00000000 5.62499995 5.62499995 1,000.00000000 B1 6.750000 % TOTALS 215.89390077 13.10698420 1.18191641 14.28890061 202.78691657 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders May 15 2000 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1997-B May 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 35 Due Period Beginning Date 04/01/00 Due Period End Date 04/30/00 Determination Date 05/10/00 Section 5.8(iii) Servicing Fee 171,482.42 Section 5.8(iii) Servicing Fee per $1000 0.17991159 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00104915 Section 5.8(vi) Pool Balance at the end of the Collection Period 193,285,999.88 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 51,947.65 TOTAL 51,947.65 Section 5.8(viii) Realized Net Losses for Collection Period 44,452.13 Section 5.8(ix) Reserve Account Balance after Disbursement 7,148,612.07 Section 5.8(x) Specified Reserve Account Balance 7,148,612.07 Section 5.8(xi) Total Distribution Amount 13,953,710.22 Servicing Fee 171,482.42 Administration Fee 1,000.00 Noteholders Distribution Amount 13,455,481.93 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 4 Chase Manhattan Auto Owner Trust 1997-B May 15 2000 Certficateholders Distribution Amount 163,959.05 Deposit to Reserve Account 161,786.82 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION