Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders May 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR FACE PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL A1 238,000,000.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 83,036,372.04 16,855,394.28 394,422.77 17,249,817.05 A4 246,000,000.00 246,000,000.00 0.00 1,189,000.00 1,189,000.00 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 TOTALS 1,012,620,164.79 359,656,536.83 16,855,394.28 1,736,523.59 18,591,917.87 CURRENT REALIZED DEFERRED PRINCIPAL CLASS LOSES INTEREST BALANCE A1 0.00 0.00 0.00 A2 0.00 0.00 0.00 A3 0.00 0.00 66,180,977.76 A4 0.00 0.00 246,000,000.00 B1 0.00 0.00 30,620,164.79 TOTALS 0.00 0.00 342,801,142.55 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PRIOR CURRENT PRINCIPAL PRINCIPAL CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 282.43663959 57.33127306 1.34157405 58.67284711 225.10536653 A4 1,000.00000000 0.00000000 4.83333333 4.83333333 1,000.00000000 B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 TOTALS 355.17418015 16.64532750 1.71488150 18.36020901 338.52885264 PASS-THROUGH RATES CURRENT CLASS PASS THRU RATE A1 5.549000 % A2 5.679000 % A3 5.700000 % A4 5.800000 % B1 6.000000 % IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Chase Manhattan Auto Owner Trust 1998-A Page 2 May 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 27 Due Period Beginning Date 04/01/00 Due Period End Date 04/30/00 Determination Date 05/10/00 Section 5.8(iii) Servicing Fee 299,713.78 Section 5.8(iii) Servicing Fee per $1000 0.29597848 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 342,801,142.55 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 41,007.34 TOTAL 41,007.34 Section 5.8(viii) Realized Net Losses for Collection Period 145,649.33 Section 5.8(ix) Reserve Account Balance after Disbursement 10,284,034.28 Section 5.8(x) Specified Reserve Account Balance 10,284,034.28 Section 5.8(xi) Total Distribution Amount 19,259,892.63 Servicing Fee 299,713.78 Administration Fee 1,000.00 Noteholders Distribution Amount 18,438,817.05 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1998-A May 15 2000 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 367,260.98