Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders August 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 38,572,674.30 13,394,103.16 205,720.93 13,599,824.09 0.00 0.00 25,178,571.14 A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 159,226,392.43 13,394,103.160 863,656.12 14,257,759.28 0.00 0.00 145,832,289.27 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.545000% A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.950000% A3 .00000000 .00000000 .00000000 .00000000 .00000000 A3 6.250000% A4 233.77378364 81.17638279 1.24679352 82.42317630 152.59740085 A4 6.400000% A5 1,000.00000000 .00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000% B1 1,000.00000000 .00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000% TOTALS 136.01493761 11.44155864 .73775542 12.17931405 124.57337897 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders August 15 2000 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 3 Chase Manhattan Auto Owner Trust 1997-A August 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 41 Due Period Beginning Date 07/01/00 Due Period End Date 07/31/00 Determination Date 08/10/00 Section 5.8(iii) Servicing Fee 132,688.66 SectFion 5.8(iii) Servicing Fee per $1000 0.11334578 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 145,832,289.27 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 141,149.15 TOTAL 141,149.15 Section 5.8(viii) Realized Net Losses for Collection Period 105,125.34 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 14,535,860.27 Servicing Fee 132,688.66 Administration Fee 1,000.00 Noteholders Distribution Amount 14,062,949.09 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 4 Chase Manhattan Auto Owner Trust 1997-A August 15 2000 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 144,412.33 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION