Page 1

Chase Manhattan Auto Owner Trust 1997-A

                                                 Statement to Certificateholders
                                                 August 15 2000



        DISTRIBUTION IN DOLLARS
             ORIGINAL           PRIOR                                                                                    CURRENT
               FACE            PRINCIPAL                                                      REALIZED    DEFERRED      PRINCIPAL
CLASS          VALUE            BALANCE        PRINCIPAL         INTEREST          TOTAL        LOSES     INTEREST       BALANCE
                                                                                            
A1          250,000,000.00             0.00           0.00            0.00              0.00     0.00       0.00               0.00
A2          365,000,000.00             0.00           0.00            0.00              0.00     0.00       0.00               0.00
A3          270,000,000.00             0.00           0.00            0.00              0.00     0.00       0.00               0.00
A4          165,000,000.00    38,572,674.30  13,394,103.16      205,720.93     13,599,824.09     0.00       0.00      25,178,571.14
A5           85,500,000.00    85,500,000.00           0.00      463,125.00        463,125.00     0.00       0.00      85,500,000.00
B1           35,153,718.13    35,153,718.13           0.00      194,810.19        194,810.19     0.00       0.00      35,153,718.13
TOTALS    1,170,653,718.13   159,226,392.43  13,394,103.160     863,656.12     14,257,759.28     0.00       0.00     145,832,289.27





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                        PASS-THROUGH RATES
              PRIOR                                                             CURRENT                                 CURRENT
            PRINCIPAL                                                          PRINCIPAL                CLASS          PASS THRU
CLASS         FACTOR           PRINCIPAL       INTEREST         TOTAL            FACTOR                                  RATE
                                                                                                  
A1             .00000000        .00000000      .00000000       .00000000         .00000000                A1           5.545000%
A2             .00000000        .00000000      .00000000       .00000000         .00000000                A2           5.950000%
A3             .00000000        .00000000      .00000000       .00000000         .00000000                A3           6.250000%
A4          233.77378364      81.17638279     1.24679352     82.42317630      152.59740085                A4           6.400000%
A5        1,000.00000000        .00000000     5.41666667      5.41666667    1,000.00000000                A5           6.500000%
B1        1,000.00000000        .00000000     5.54166672      5.54166672    1,000.00000000                B1           6.650000%
TOTALS      136.01493761      11.44155864      .73775542     12.17931405      124.57337897


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 2
Chase Manhattan Auto Owner Trust 1997-A

                                                 Statement to Certificateholders
                                                 August 15 2000


IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 3
Chase Manhattan Auto Owner Trust 1997-A

                                                 August 15 2000
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                           Due Period                         41
                                           Due Period Beginning Date    07/01/00
                                           Due Period End Date          07/31/00
                                           Determination Date           08/10/00


                                                                                       
Section 5.8(iii)        Servicing Fee                                                            132,688.66
SectFion 5.8(iii)       Servicing Fee per $1000                                                  0.11334578

Section 5.8(iv)         Administration Fee                                                         1,000.00
Section 5.8(iv)         Administration Fee per $1000                                             0.00085422

Section 5.8(vi)         Pool Balance at the end of the Collection Period                     145,832,289.27

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                      0.00
                        By Servicer                                                              141,149.15
                        TOTAL                                                                    141,149.15

Section 5.8(viii)       Realized Net Losses for Collection Period                                105,125.34

Section 5.8(ix)         Reserve Account Balance after Disbursement                             8,779,902.89

Section 5.8(x)          Specified Reserve Account Balance                                      8,779,902.89

Section 5.8(xi)         Total Distribution Amount                                             14,535,860.27
                        Servicing Fee                                                            132,688.66
                        Administration Fee                                                         1,000.00
                        Noteholders Distribution Amount                                       14,062,949.09


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 4

Chase Manhattan Auto Owner Trust 1997-A

                                                                  August 15 2000



                                                                                       
                        Certficateholders Distribution Amount                                    194,810.19
                        Deposit to Reserve Account                                               144,412.33


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION