SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                       Date of Report: September 15, 2000


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
              ----------------------------------------------------
                  (Originator of the Trust referred to herein)


                     CHASE MANHATTAN AUTO OWNER TRUST 1998-C
                ------------------------------------------------
                                    (Issuer)
           (Exact name of the registrant as specified in its charter)


                                                                    
           United States                      333-36939                          22-2382028
    ----------------------------      --------------------------           ---------------------
    (State or other jurisdiction       (Commission File Number)            (IRS Employer
     of incorporation)                                                      Identification No.)



        802 Delaware Avenue, Wilmington, Delaware                    19801
    ------------------------------------------------             -------------
         (Address of principal executive offices)                  (Zip Code)


Registrant's telephone number, including area code: (302) 575-5033



Item 5.  Other Events:

         Chase Manhattan Auto Owner Trust 1998-C is the issuer of four classes
of Asset Backed Notes and a single class of Asset Backed Certificates. The notes
and certificates are serviced in accordance with the Sale and Servicing
Agreement, dated as of June 1, 1998, as amended. The parties to the Sale and
Servicing Agreement are: Chase Manhattan Bank USA, National Association, as
seller and as servicer, and Chase Manhattan Owner Trust, as issuer.

         On September 15, 2000, Chase USA, as servicer, distributed monthly
interest to the holders of the notes and certificates. Chase USA furnished a
copy of the monthly Statement to Certificateholders for each of the series as
required by the Sale and Servicing Agreement. A copy of the monthly Statement to
Certificateholders is being filed as Exhibit 20.1 to this Current Report on Form
8-K.


Item 7(c). Exhibits

           Exhibits     Description
           --------     -----------

            20.1        Monthly Statement to Certificateholder with respect to
                        the September 15, 2000 distribution.





                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: September 27, 2000

                                 By: THE CHASE MANHATTAN BANK,
                                     USA, NATIONAL ASSOCIATION
                                     as Servicer


                                 By: /s/ Patricia Garvey
                                    ---------------------
                                 Name:  Patricia Garvey
                                 Title: Vice President






                                INDEX TO EXHIBITS

Exhibit No.            Description
- -----------            -----------
20.1                   Statement to Certificateholders dated 9/15/2000
                       delivered pursuant to Section 5.8 of the Sale and
                       Servicing Agreement dated as of June 1, 1998.