Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
15-Sep-00
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE
A1 250,000,000.00 0 0 0 0 0 0 0
A2 365,000,000.00 0 0 0 0 0 0 0
A3 270,000,000.00 0 0 0 0 0 0 0
A4 165,000,000.00 25,178,571.14 12,772,335.96 134,285.71 12,906,621.67 0 0 12,406,235.18
A5 85,500,000.00 85,500,000.00 0 463,125.00 463,125.00 0 0 85,500,000.00
B1 35,153,718.13 35,153,718.13 0 194,810.19 194,810.19 0 0 35,153,718.13
TOTALS 1,170,653,718.13 145,832,289.27 12,772,335.96 792,220.90 13,564,556.86 0 0 133,059,953.31
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS-THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE
A1 0 0 0 0 0 A1 5.55%
A2 0 0 0 0 0 A2 5.95%
A3 0 0 0 0 0 A3 6.25%
A4 152.5974009 77.4080967 0.813853 78.22195 75.189304 A4 6.40%
A5 1,000.00 0 5.416667 5.416667 1,000.00 A5 6.50%
B1 1,000.00 0 5.541667 5.541667 1,000.00 B1 6.65%
TOTALS 124.573379 10.9104304 0.676734 11.58716 113.66295
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
STATEMENT TO CERTIFICATEHOLDERS
Due Period 42
Due Period Beginning Date 8/1/00
Due Period End Date 8/31/00
Determination Date 9/8/00
Section 5.8(iii) Servicing Fee 121,526.91
Section 5.8(iii) Servicing Fee per $1000 0.10381115
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00085422
Section 5.8(vi) Pool Balance at the end of the Collection Period 133,059,953.31
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0
By Servicer 86,973.60
TOTAL 86,973.60
Section 5.8(viii) Realized Net Losses for Collection Period 79,775.01
Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89
Section 5.8(x) Specified Reserve Account Balance 8,779,902.89
Section 5.8(xi) Total Distribution Amount 13,813,225.58
Servicing Fee 121,526.91
Administration Fee 1,000.00
Noteholders Distribution Amount 13,369,746.67
Certficateholders Distribution Amount 194,810.19
Deposit to Reserve Account 126,141.81
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
I. Avaliable Amount in the Collection Accont
A.Credits
1. Payments from Obligors Applied to Collection Period
a. Principal Payments 12,531,543.63
b. Other Interest Payments 1,119,061.26
c. Total 13,650,604.89
2. Proceeds from Repurchased Receivables
a. Principal Before Cutoff Date 0
b. Interest Before Cutoff Date 0
c. Principal Payments 86,973.60
d. Recovery of Advance 0
e. Other Interest Payments 0
f. Total 86,973.60
3. Reversal from Defaulted Contracts 0
4. Recovery of Defaulted Receivables 75,647.09
5. Advance Recoveries Before Cutoff Date
a. Principal 0
b. Interest 0
c. Total 0
6. Net Adjustments 0
7. Reserve Fund Transfer Amount 0
8. Overpayment From Obligors 0
9. Total Credits 13,813,225.58
B. Debits
1. Overpayments From Obligors 0
2. Advance Recovery Amount Before Cutoff Data to Seller
a. Principal 0
b. Interest. 0
c. Total 0
3. Reversal of Defaulted Contracts 0
4. Total Debits 0
C. Total Available Amount (Lines A-B) 13,813,225.58
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
II. Liquidation Proceeds on Defaulted Receivables for the Collection Period
A. Principal 153,818.73
B. Interest 11,624.83
C. Total 165,443.56
III. Disbursements from Collection Account
A. Avalaible Distribution Amount
1. Available Distribution Amount 13,813,225.58
2. Reserve Account Transfer Amount 0
3. Total Distribution Amount 13,813,225.58
B. Monthly Servicing Fee 121,526.91
C. Monthly Administration Fee 1,000.00
.D. Noteholders Interest Distributable Amount 597,410.71
E. Certificateholders Interest Distributable Amount 194,810.19
F. Noteholders Principal Distributable Amount 12,772,335.96
G. Certificateholders Principal Distributable Amount 0
H. Deposit to Reserve Account 126,141.81
IV. Monthly Disbursements
A. Pool Servicing Fee
a. Monthly Servicing Fee 121,526.91
b. Unpaid Monthly Servicing Fee 0
c. Total 121,526.91
B. Administrative Fee
a. Monthly Administration Fee 1,000.00
b. Unpaid Monthly Administration Fee 0
c. Total 1,000.00
C. Noteholders' Interest Distributable Amount
Class A-1 Monthly Interest 0
Class A-1 Carryover Shortfall 0
Class A-1 Total 0
Class A-2 Monthly Interest 0
Class A-2 Carryover Shortfall 0
Class A-2 Total 0
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
Class A-3 Monthly Interest 0
Class A-3 Carryover Shortfall 0
Class A-3 Total 0
Class A-4 Monthly Interest 134,285.71
Class A-4 Carryover Shortfall 0
Class A-4 Total 134,285.71
Class A-5 Monthly Interest 463,125.00
Class A-5 Carryover Shortfall 0
Class A-5 Total 463,125.00
Total for Notes Monthly Interest 597,410.71
Total for Notes Carryover Shortfall 0
Total for Notes Total 597,410.71
D. Certificateholders' Interest Distributable Amount
Class B-1 Monthly Interest 194,810.19
Class B-1 Carryover Shortfall 0
Class B-1 Total 194,810.19
Total for Certificates Monthly Interest 194,810.19
Total for Certificates Carryover Shortfall 0
Total for Certificates Total 194,810.19
E. Noteholders' Principal Distributable Amount
Class A-1 Monthly Principal 0
Class A-1 Carryover Shortfall 0
Class A-1 Total 0
Class A-2 Monthly Principal 0
Class A-2 Carryover Shortfall 0
Class A-2 Total 0
Class A-3 Monthly Principal 0
Class A-3 Carryover Shortfall 0
Class A-3 Total 0
Class A-4 Monthly Principal 12,772,335.96
Class A-4 Carryover Shortfall 0
Class A-4 Total 12,772,335.96
Class A-5 Monthly Principal 0
Class A-5 Carryover Shortfall 0
Class A-5 Total 0
Total for Notes Monthly Principal 12,772,335.96
Total for Notes Carryover Shortfall 0
Total for Notes Total 12,772,335.96
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
F. Certificateholders' Principal Distributable Amout
Class B-1 Monthly Principal 0
Class B-1 Carryover Shortfall 0
Class B-1 Total 0
Total for Certificates Monthly Principal 0
Total for Certificates Carryover Shortfall 0
Total for Certificates Total 0
Total Disbursements 13,687,083.77
V. Payment Deficiency Amount
A. Scheduled Monthly Disbursements 13,687,083.77
B. Available Distribution Amount 13,813,225.58
C. Payment Deficiency Amount 0
VI. Reserve Account Transfer Amount
A. Available Reserve Amount 8,779,902.89
B. Payment Deficiency Amount 0
C. Withdrawal for Write-Off 0
D. Reserve Account Withdrawal (MIN: Lines A and (B+C)) 0
VII. Pool Balance Reduction Allocation for Collection Period
A. Beginning Pool Balance 145,832,289.27
B. Pool Balance Reduction
1. Avalaible Principal
a. Principal Payments 12,531,543.63
b. From Repurchased Receivables 86,973.60
c. Total 12,618,517.23
2. From Defaulted Receivables 153,818.73
3. Total Pool Balance Reduction 12,772,335.96
C. Ending Pool Balance 133,059,953.31
2. Monthly Principal Allocation
a. Notes 12,772,335.96
b. Certificates 0
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
VIII. Delinquency and Defaults
Group 1
Period Number Delinquency Amount Principal Balance
30-59 days 825 597,109.84 4,513,603.45
60-89 days 163 159,320.05 791,632.06
90-119 days 49 61,920.55 230,139.64
120+149 days 40 56,258.29 155,817.89
150+179 days 19 31,288.24 81,522.31
180+209 days 11 14,632.63 29,243.64
210+239 days 8 12,473.11 18,639.84
240+Days Delinquent 0 0 0
Total 1115 933,002.71 5,820,598.83
B. Principal amount of loans in defaulted receivables 153,818.73
C. Delinquency Percentage
1. Outstanding principal balance for deliquency >= 60 days 1,306,995.38
2. Pool Principal Ending Balance 133,059,953.31
3. Delinquency Percentage 0.98%
IX. Pool Delinquency Percentages
A. Delinquency Percentage for 2nd previous period 0.83%
B. Delinquency Percentage for previous period 0.89%
C. Delinquency Percentage for current period 0.98%
D. Average Deliquency Percentage 0.90%
X. Portfolio Loss Ratios
A. Net Loss Ratio for 2nd previous period 0.60%
B. Net Loss Ratio for previous period 0.83%
1. Principal Balance of Defaulted Receivables 153,818.73
2. Principal Recoveries on Defaulted Receivables 74,043.72
3. Average Pool Balance for Collection Period 139,446,121.29
4. Net Loss Ratio for Current Period(12*(1-2)/3) 0.69%
D. Average Net Loss Ratio ((A+B+C) / 3) 0.70%
XI. Specified Reserve Account Balance
A. Calculation for Reserve Account Floor Amount
1. Guaranteed Floor Amount 8,779,902.89
2. Possible Floor Amount
a. Principal Balance at the Beginning of Next Collection Period 133,059,953.31
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
b. Cumulative Monthly Interest through Final Distribution Data
Class A-1 Balance 0
Class A-1 Interest Rate 5.55
Class A-1 Service Rate 0.01
Class A-1 Term 0
Class A-1 Interest 0
Class A-1 Service Fee 0
Class A-1 Total 0
Class A-2 Balance 0
Class A-2 Interest Rate 5.95
Class A-2 Service Rate 0.01
Class A-2 Term 0
Class A-2 Interest 0
Class A-2 Service Fee 0
Class A-2 Total 0
Class A-3 Balance 0
Class A-3 Interest Rate 6.25
Class A-3 Service Rate 0.01
Class A-3 Term 3
Class A-3 Interest 0
Class A-3 Service Fee 0
Class A-3 Total 0
Class A-4 Balance 12,406,235.18
Class A-4 Interest Rate 6.4
Class A-4 Service Rate 0.01
Class A-4 Term 11
Class A-4 Interest 727,832.46
Class A-4 Service Fee 113,723.82
Class A-4 Total 841,556.28
Class A-5 Balance 85,500,000.00
Class A-5 Interest Rate 6.5
Class A-5 Service Rate 0.01
Class A-5 Term 16
Class A-5 Interest 7,410,000.00
Class A-5 Service Fee 1,140,000.00
Class A-5 Total 8,550,000.00
(C) COPYRIGHT 2000, CHASE MANHATTAN CORPORATION
Chase Manhattan Auto Owner Trust 1997-A
15-Sep-00
MONTHLY SERVICER REPORT
Class B-1 Balance 35,153,718.13
Class B-1 Interest Rate 6.65
Class B-1 Service Rate 0.01
Class B-1 Term 37
Class B-1 Interest 7,207,976.95
Class B-1 Service Fee 1,083,906.31
Class B-1 Total 8,291,883.26
c. Possible Floor Amount equals Pool Balance + Interest + Service Fee 150,743,392.85
(Lines a+b)
3. Reserve Account Floor (Minimum Lines 1 and 2) 8,779,902.89
B. Possible Reserve Account Amount
1. Reserve Account Trigger Percentages
a. Average Delinquency Percentage 0.90%
b. Average Delinquency Percentage Trigger 1.25%
c. Average Loss Ratio 0.70%
d. Average Loss Ratio Trigger 1.25%
e. Maximum Reserve Account Percentage Specified 6.00%
f. Minimum Reserve Account Percentage specified 3.00%
g. Reserve Account Percentage Applied 3.00%
2. Pool Principal Balance 133,059,953.31
3. Possible Reserve Account Amount 3,991,798.60
C. Specified Reserve Account Balance (Max: Lines A and B) 8,779,902.89
XII. Reserve Account
A. Reserve Account Balance After Disbursement from Previous Period
1. Reserve Account Balance After Disbursement from Previous Period 8,779,902.89
2. Reserve Account Transfer Amount 0
3. Investment Earnings 48,288.64
4. Deposit to Reserve Account After Disbursement 126,141.81
5. Amount After Deposit 8,954,333.34
B. Specified Reserve Account Balance 8,779,902.89
C. Available Reserve Account Amount (Min: Lines A and B) 8,779,902.89
1. Excess in Reserve Acct: Max(LinesA.5 - B and 0) 174,430.45
D. Excess Amount to Seller 174,430.45
XIII. Weighted Average Coupon as of Current Period 9.26442155
XIV. Weighted Average Maturity as of Current Period 16.14538029