Chase Manhattan Bank USA, N.A.
                             Noteholders Statement

                      Chase Credit Card Owner Trust 1999-3

Section 7.3 Indenture                         Distribution Date:        9/15/00
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(I)    Amount of the distribution allocable to principal of the Notes
             Class A Principal Payment                                     0.00
             Class B Principal Payment                                     0.00
             Class C Principal Payment                                     0.00
                       Total

       Amount of the distribution allocable to the principal on the Notes per
       $1,000 of the initial principal balance of the Notes
             Class A Principal Payment                                     0.00
             Class B Principal Payment                                     0.00
             Class C Principal Payment                                     0.00
                       Total

(ii)   Amount of the distribution allocable to the interest on the Notes
             Class A Note Interest Requirement                     4,717,500.00
             Class B Note Interest Requirement                       279,708.54
             Class C Note Interest Requirement                       440,683.11
                       Total                                       5,437,891.65

       Amount of the distribution allocable to the interest on the Notes per
       $1,000 of the initial principal balance of the Notes
             Class A Note Interest Requirement                          5.55000
             Class B Note Interest Requirement                          5.79167
             Class C Note Interest Requirement                          6.51753

(iii)  Aggregate Outstanding Principal Balance of the Notes
             Class A Note Principal Balance                         850,000,000
             Class B Note Principal Balance                          48,295,000
             Class C Note Principal Balance                          67,615,000

(iv)   Amount on deposit in Owner Trust Spread Account             9,659,100.00

(v)    Required Owner Trust Spread Account Amount                  9,659,100.00



                                                 By:
                                                         -----------------------
                                                 Name:   Patricia M. Garvey
                                                 Title:  Vice President